Loan Till Payday Online

Located in Cleveland Heights, OH, Loan Till Payday Online is a financial service provider specializing in connecting consumers with a network of lenders that may be able to assist with their financial needs. Our services are administrative in nature, often referred to as "lead generation," and are provided to customers free of charge. We facilitate connections between consumers and financial service providers who pay a fee to be introduced to individuals seeking financial services.

Important Information:

1. Professional Financial Advice: Individuals facing serious financial difficulties are encouraged to explore other alternatives or seek professional financial advice.

2. Site Visit Recordation Technology: Our website employs Site Visit Recordation Technology to document site visits, including technology from third parties such as Jornaya’s LeadiD. By submitting your information through our website, you consent to this technology.

3. Service Scope: The owner of this website is not a lender or an agent of any lender. We do not take loan applications, make credit decisions, or engage in any lender-related activities. Submitting your information via our website is a request to be connected with one or more financial service providers.

4. Lender Connection: The financial service providers in our network are responsible for taking credit applications, verifying your information, and making their own credit decisions. They offer loans with an Annual Percentage Rate (APR) of 35.99% or below, with a minimum repayment plan of 12 months and a maximum of 30 months.

5. Example Loan Terms:

- Loan Amount: $4,300.00

- APR: 35.99%

- Monthly Payments: 30

- Monthly Payment Amount: $219.36

- Total Amount Payable: $6,581.78

6. Tribal Lending Enterprises (TLEs): In some cases, you may be connected to a TLE, which is subject to tribal and certain federal laws while being immune from state law, including usury caps. TLEs may have higher rates and fees, and may require dispute resolution in a tribal jurisdiction.

7. Credit Checks: By submitting your information, you authorize us and our network of lenders to perform credit checks, which may include verifying your social security number, driver license number, or other identification, and a review of your creditworthiness.

8. Lender’s Disclosure of Terms: When a lender offers you a loan, they are required by law to provide documents detailing all fees and rates associated with the loan, including any fees for late payments and terms for refinancing or renewing the loan. The loan terms are determined solely by the lender based on their internal policies and applicable law.