Loan Till Payday Online

Loan Till Payday Online is a finance-oriented business located in Cleveland Heights, Ohio. We specialize in connecting consumers facing financial challenges with a network of potential lenders and financial service providers. Our services are administrative, often referred to as "lead generation," and are offered free of charge to consumers. We do not engage in any direct lending activities, credit decisions, or loan servicing.

Key Features:

1. Connection Service: By submitting your information through our website, you consent to be connected with one or more financial service providers who may assist with your financial needs. Each provider is responsible for taking your credit application, verifying your information, and making independent credit decisions.

2. Site Visit Recordation Technology: Our website uses advanced technology, including third-party services like Jornaya’s LeadiD, to memorialize site visits. This ensures a secure and transparent connection process.

3. Credit Checks: Upon submission, you authorize us and our network of lenders to perform a credit check. This may involve verifying your social security number, driver’s license number, or other identification, and reviewing your creditworthiness through major or alternative credit bureaus.

4. Loan Offers: Our network of lenders offers loans with an Annual Percentage Rate (APR) of 35.99% or below. For qualified consumers, the maximum APR is 35.99%. All loans are subject to lender approval based on their unique underwriting criteria.

5. Example Loan Terms:

- Loan Amount: $4,300.00

- APR: 35.99%

- Number of Monthly Payments: 30

- Monthly Payment Amount: $219.36

- Total Amount Payable: $6,581.78

Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.

6. Lender Disclosure: When a lender decides to offer you a loan, they are legally required to provide all fee and rate information, including potential fees for late payments and terms for refinancing, renewing, or rolling over your loan. This website does not control or have knowledge of the specific loan terms offered to you.

Important Considerations:

- Persons facing serious financial difficulties should seek alternative solutions or professional financial advice.

- In some cases, you may be connected to a Tribal Lending Enterprise (TLE), which is subject to tribal and certain federal laws but immune from state laws, including usury caps. TLEs may have higher rates and fees and require dispute resolution in a tribal jurisdiction.