Loan Till Payday Online

Loan Till Payday Online is a finance-focused business providing an administrative service that connects consumers with financial service providers. Located in Cuyahoga Falls, Ohio, our primary objective is to assist individuals in finding suitable financial solutions for their needs. However, it is important to note that we are not a lender or an agent of any lender. We do not take loan applications, make credit decisions, or engage in any lender-related activities. Instead, our role is to facilitate connections between consumers and potential lenders.

Services Offered:

Our services are administrative and often referred to as “lead generation.” We offer these services free of charge to consumers. Lenders and financial service providers pay us a fee to connect them with consumers searching for financial services. This connection process is based on a ping tree model, similar to Google AdWords, where the highest bidder is connected to the consumer.

Important Considerations:

- Financial Advice: If you are facing serious financial difficulties, we strongly recommend considering other alternatives or seeking professional financial advice.

- Site Visit Recordation Technology: By submitting your information through our website, you consent to the use of Site Visit Recordation Technology, including technology provided by third parties like Jornaya’s LeadiD.

- Credit Checks: By submitting your information, you authorize us and our network of lenders to perform credit checks, which may include verifying your social security number, driver's license number, or other identification, and reviewing your creditworthiness. This information may be shared with our network of lenders and other service providers.

- APR and Loan Terms: Our network of lenders offers loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR is 35.99%. Loan terms include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months. Loan fees and interest rates are determined solely by the lender based on their internal policies and applicable law.

- Tribal Lending Enterprises (TLEs): In some cases, you may be connected to a TLE, which is subject to tribal and certain federal laws but immune from state law, including usury caps. TLE rates and fees may be higher, and they may require dispute resolution in a tribal jurisdiction. It is crucial to read and understand the terms of any loan offered and only accept terms that are affordable and acceptable to you.

Example Loan Calculation:

- Loan Amount: $4,300.00

- Annual Percentage Rate: 35.99%

- Number of Monthly Payments: 30

- Monthly Payment Amount: $219.36

- Total Amount Payable: $6,581.78

Disclosure of Terms:

When a lender offers you a loan, they are legally required to provide documents detailing all fees, rates, and terms, including any potential fees for late payments and terms for refinancing, renewing, or rolling over the loan. We do not have control over the loan terms offered to you.

At Loan Till Payday Online, we are committed to helping you find the financial solutions you need through our network of trusted lenders.