Loan Till Payday Online

Loan Till Payday Online is a finance-oriented local business dedicated to connecting individuals with financial service providers to help meet their urgent financial needs. Located at 2011 Richland Ave, Lakewood, OH, we specialize in facilitating connections between consumers and a network of lenders, providing a streamlined and efficient way to access short-term financial solutions.

Services:

- Lead Generation: Our primary service is connecting consumers with potential lenders. We do not act as a lender ourselves and do not engage in lender-related activities such as credit applications, underwriting, or servicing loans.

- Free Service to Consumers: Our services are free for consumers. Lenders and financial service providers pay us a fee to be connected with potential clients.

- APR and Loan Terms: We ensure that all lenders in our network offer loans with an Annual Percentage Rate (APR) of 35.99% or below. Loan terms range from 12 to 30 months, with a clear disclosure of all fees and rates.

- Tribal Lending Enterprises (TLEs): In some cases, consumers may be connected with TLEs, which are subject to tribal and certain federal laws. TLEs may have higher rates and fees and may require dispute resolution in a tribal jurisdiction.

Important Considerations:

- Credit Checks: By using our service, you consent to credit checks by our network of lenders, which may involve major credit bureaus such as Experian, Equifax, and TransUnion, or alternative bureaus like Clarity and DataX.

- Responsible Borrowing: We advise individuals facing severe financial difficulties to seek professional financial advice and consider all alternatives before taking on a loan.

- Disclosure of Terms: Once a lender offers you a loan, they are legally required to provide comprehensive documents detailing all fees, rates, and terms, including late payment fees and options for refinancing or renewing the loan.

Example Loan Terms:

- Loan Amount: $4,300.00

- APR: 35.99%

- Monthly Payments: 30

- Monthly Payment Amount: $219.36

- Total Amount Payable: $6,581.78

Loan Till Payday Online is committed to providing a transparent and user-friendly platform for individuals seeking financial assistance. We emphasize the importance of understanding loan terms and encourage responsible borrowing to ensure financial well-being.