Condo insurance options in Oregon

Farmers Insurance - Skyler Tacchini is an insurance agency located at 721 Main Street, Phoenix, Oregon, United States. The institution believes in leaving things better than when they found them and is committed to providing open and honest dialogue to best advise on risks. The owners, Skyler and Courtney Tacchini, along with new agent Michael Leavens, bring together experience, education, and old-fashioned conversation to provide comprehensive insurance reviews. They are proud to make Farmers® their family business and are dedicated to community involvement, hard work, and ethical business practices. The institution offers a range of insurance products including car insurance, home insurance, life insurance, renters insurance, business insurance, condo insurance, and recreational insurance. They also provide financial services to help clients build a solid financial plan. The office is conveniently located in the Rogue Valley, open for walk-ins and appointments. The team values community involvement and aims to simplify the insurance process for clients while providing them with the information needed to protect their assets. Contact Farmers Insurance - Skyler Tacchini for all your insurance needs.

Farmers Insurance - Ryan Moore is a local insurance agency located at 2024 Columbia Boulevard in St. Helens, Oregon. As a Farmers® agent, Ryan Moore helps customers in St. Helens and Scappoose, Oregon, find the insurance coverage that best fits their needs. With over 18 years of experience with Farmers, Ryan has the knowledge and expertise to assist you with understanding your coverage options, whether it's for auto, home, renters, business insurance, and more. Ryan comes from a family of insurance agents, with his father and grandfather also having been Farmers agents. This legacy of serving the community with quality insurance products spans over 30 years. Whether you need comprehensive coverage, collision coverage, medical payments, or advice on deductibles, Ryan can help guide you through the process of selecting the right insurance coverage for your needs and budget.

Farmers Insurance - Cole Jannusch is a local insurance agency located at 1007 Marine Drive in Astoria, Oregon. As a long-time resident of the area, Cole Jannusch takes pride in serving the community with personalized customer service. Whether you need coverage for your home, car, life, small business, or recreational vehicles, the agency offers comprehensive and cost-effective solutions. With attention to detail and a focus on building relationships, the team at Cole Jannusch Agency is dedicated to helping you understand and select the right insurance options for your needs. From auto and home insurance to renters and condo insurance, as well as life insurance and umbrella policies, they have you covered. Contact Cole Jannusch today to discuss your insurance needs and secure a solid financial plan for the future.

Farmers Insurance - Robin Miles is an insurance agency located at 102 West 3rd Street in The Dalles, Oregon, United States. As your local Farmers® agent, Robin Miles helps customers throughout the Columbia Gorge identify the insurance coverage that best fits their needs. The process is straightforward and personalized to make customers smarter about insurance. Robin's mission is to use her knowledge and experience to help customers better understand their coverage options and build a plan that is best for them and their families. Whether you need help with auto, home, renters, business, or any other insurance matter, Robin is in the neighborhood or just a phone call away. Contact Robin Miles for comprehensive coverage, collision coverage, deductibles, medical payments, and more. Get started with an online quote for auto insurance and learn about discounts that can help you save money. Protect your home with insurance from Farmers®, a company with over 80 years of experience. Get competitive rates and multi-line insurance discounts. Review your life insurance policy with Robin Miles to create a plan that provides financial support for your loved ones. Ensure your possessions are protected with renters insurance. Manage your small business with the right insurance package customized by a Farmers agent. Protect your condo and personal belongings with affordable insurance. Enjoy your outdoor adventures worry-free with flexible coverage options for motorcycles, boats, ATVs, and more. Build a solid financial plan with Farmers Insurance and Financial Services. Contact Robin Miles for an appointment to discuss your goals. For added coverage, consider a Personal Umbrella insurance policy. Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, and other specific insurers provide coverage underwritten by Farmers Insurance. Life insurance is issued by Farmers New World Life Insurance Company. Securities are offered through Farmers Financial Solutions, LLC. Each insurer has sole financial responsibility for its own insurance. Visit the website for more information and contact Robin Miles for personalized insurance solutions.

Farmers Insurance - Trevin Webb is an insurance agency located at 21901 Northeast Halsey Street, Fairview, Oregon, United States. As a local Farmers® agent in Gresham, OR, Trevin Webb helps customers identify insurance coverage that best fits their needs. With 20 years of knowledge and experience, they offer personalized assistance in understanding coverage options for auto, home, renters, business insurance, and more. The agency is dedicated to making customers smarter about insurance and looks forward to working with them. Services include comprehensive coverage, collision coverage, deductibles, medical payments, and more. Farmers Insurance has been providing insurance products for over 80 years, offering competitive rates and multi-line insurance discounts. Services also include life insurance, renters insurance, business insurance, condo insurance, and recreational insurance for motorcycles, boats, ATVs, and more. Trevin Webb can help customers customize insurance packages to reduce risk and protect investments. Additionally, they offer personal umbrella insurance for added coverage. Farmers Insurance Exchange, Fire Insurance Exchange, and other affiliated insurers underwrite the policies offered by the agency. Life insurance is issued by Farmers New World Life Insurance Company. Securities are offered through Farmers Financial Solutions, LLC. Each insurer has sole financial responsibility for its own insurance products. Customers can contact Trevin Webb for more information and to discuss their insurance needs.

Farmers Insurance - Michael Lin is a local insurance agency located at 4707 Northeast 102nd Avenue in Portland, Oregon. As a Farmers® agent, Michael Lin helps customers identify the insurance coverage that best fits their needs. Whether it's auto, home, renters, business insurance, or more, Michael has the knowledge and experience to assist you in understanding your coverage options. By providing personalized and straightforward service, Michael aims to make you smarter about insurance. If you have questions about comprehensive coverage, deductibles, medical payments, or where to begin, Michael is here to help. He can help you select the right car insurance coverage for your needs and budget, as well as provide competitive rates with multi-line insurance discounts. Additionally, Farmers® has been providing insurance products for over 80 years, ensuring that your home is protected in the event of a disaster.

Farmers Insurance - Sam Farah is a trusted insurance agency located at 12520 Northeast Halsey Street in Portland, Oregon, United States. As a lifelong resident of Oregon, Sam Farah is proud to serve the Portland community as a local Farmers® agent. With over 10 years of experience in the insurance industry and licensed in both Oregon and Washington, Sam and his team focus on building strong relationships with clients and educating them on their specific insurance needs. Whether you're looking for auto, home, life, commercial insurance, and more, Sam Farah will work with you to find the perfect plan. From comprehensive coverage to deductibles and discounts, Farmers Insurance - Sam Farah can help you navigate the complexities of choosing the right insurance coverage for your needs and budget. Whether you're looking for car insurance, home insurance, renters insurance, life insurance, business insurance, condo insurance, or recreational insurance, Sam Farah and his team have you covered.

Farmers Insurance - Lori Stegmann is an insurance agency located at 202 Southeast 181st Avenue, Portland, Oregon, United States. As your local Farmers® agent, Lori Stegmann helps customers identify the insurance coverage that best fits their needs. With over 80 years of experience, Farmers® offers a variety of insurance products including auto, home, renters, business, life, condo, and recreational insurance. Lori can help you understand your coverage options and provide personalized assistance to make you smarter about insurance. Whether you need comprehensive coverage, collision coverage, or medical payments, Lori can help you find the right insurance plan that fits your budget. Additionally, Farmers® offers multi-line insurance discounts to help you save money. Contact Lori Stegmann today for a quote and protect your assets and future earnings with a Personal Umbrella insurance policy. Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, and other affiliates provide insurance underwritten by Farmers Insurance. For more information or to schedule an appointment, visit the institution or call Lori Stegmann at the provided number.

Farmers Insurance - David Cox is a local insurance agency located at 15220 Northwest Laidlaw Road in Portland, Oregon, United States. As your Farmers agent, we are dedicated to helping customers like you find the insurance coverage that best meets your needs. We offer a range of insurance options including auto, home, renters, business insurance, and more. Our licensed staff members are experts in customer service and are ready to assist you with all your insurance needs. Whether you need comprehensive coverage, collision coverage, or medical payments, we can help you navigate the process and find the right insurance plan for your budget. We also offer discounts to help you save money on your premiums. Protect your most valuable possession, your home, with Farmers Insurance. With over 80 years of experience, we provide reliable coverage in the event of disasters such as fire damage. We offer competitive rates and multi-line insurance discounts to help you save. Life insurance is important to provide financial support for your loved ones in the event of unexpected circumstances. Whether you've recently purchased a home, started a family, or started a business, it's a good idea to review your life insurance policy.

Farmers Insurance - Fadia Hadeed is a local insurance agency located at 14210 Southeast Sunnyside Road in Clackamas, Oregon. As a Farmers® agent, Fadia Hadeed helps customers identify the insurance coverage that best fits their needs, whether it's auto, home, renters, business insurance, and more. With over 80 years of experience, Farmers Insurance provides reliable coverage for your most valuable possessions, including your home, car, and personal belongings. They also offer life insurance, renters insurance, condo insurance, and business insurance tailored to your unique needs. Additionally, Farmers Insurance offers recreational insurance options for motorcycles, boats, ATVs, and more. Fadia Hadeed is dedicated to helping you build a solid financial plan for a secure future. Contact Farmers Insurance - Fadia Hadeed today for personalized insurance quotes and expert advice on protecting what matters most to you.

Farmers Insurance - Adam Boyd is a reputable insurance agency located at 9445 Southwest Ridder Road in Wilsonville, Oregon. Serving the community of Beaverton, Adam Boyd and his team focus on providing exceptional customer service and ensuring that each client is well-informed about their insurance options. With 5 years of experience in the insurance industry, Adam Boyd can help you understand and select the most suitable coverage for your needs, whether it's auto, home, life, commercial insurance, and more. Located near Washington Square Mall, the agency offers personalized and straightforward assistance to help you choose the most comprehensive and cost-effective insurance solutions. They offer a variety of insurance products, including auto, home, life, renters, business, condo, and recreational insurance. Additionally, they provide financial planning services to help you secure a stable future.

Farmers Insurance - Paul Haulbrook is a local insurance agency located at 2264 Molalla Avenue in Oregon City, Oregon. As a Farmers agent, Paul Haulbrook helps customers identify the insurance coverage that best fits their needs. Whether you need auto, home, renters, business insurance, or more, Paul has the knowledge and experience to guide you through the process and help you understand your options. Contact Paul Haulbrook for personalized assistance and to get a quote for comprehensive coverage, competitive rates, and insurance discounts. Protect your most valuable possessions with Farmers insurance products that have been trusted for over 80 years. Review your life insurance policy to ensure financial support for your loved ones. Get renters insurance to protect your personal belongings in case of a disaster. Farmers offers customizable business insurance packages to reduce risk and protect your investment. Explore condo insurance, recreational insurance options, and personal umbrella policies for added coverage. Contact Paul Haulbrook to discuss your financial goals and create a solid financial plan. Farmers Insurance Exchange, Fire Insurance Exchange, and other specific insurers provide coverage underwritten by Farmers Insurance. For additional information and background checks, visit FINRA BrokerCheck. Farmers Financial Solutions, LLC offers securities services. Each insurer has financial responsibility for its own insurance products, and restrictions may apply. Contact Paul Haulbrook for more information and personalized assistance.

Jared Dean - State Farm Insurance Agent is a reputable insurance agency located at 6605 South Macadam Avenue in Portland, Oregon. With a military background, Jared Dean understands the importance of being prepared for the future, and he is dedicated to helping individuals, families, and small business owners achieve their insurance goals. The agency offers a wide range of insurance policies including auto, homeowners, life, and business insurance. The team at Jared Dean - State Farm Insurance Agent is committed to providing exceptional service to all customers, building long-term relationships, and ensuring that clients are well-prepared for any uncertainties that may arise. The agency serves not only the locals in Portland but also residents in nearby cities such as Vancouver, Beaverton, Gresham, and Hillsboro. With licenses to service multiple states, including Oregon, Washington, California, Nevada, and Idaho, Jared Dean's office offers a variety of insurance options to meet the diverse needs of clients.

Farmers Insurance - Leneve Kosmecki is an insurance agency located at 715 Southwest Hurbert Street, Newport, Oregon, United States. As a local Farmers® agent in Newport, OR, Leneve Kosmecki helps customers identify insurance coverage that best fits their needs. With over 80 years of experience, Farmers Insurance offers a variety of coverage options including auto, home, renters, business insurance, and more. Leneve Kosmecki can help you understand your coverage options and provide personalized assistance to make you smarter about insurance. Whether you need comprehensive coverage, collision coverage, deductibles, medical payments, or other types of insurance, Farmers Insurance can help simplify the process. By getting an online quote, you can learn about insurance discounts that can save you money. Protect your valuable possessions with home insurance, renters insurance, condo insurance, or personal umbrella insurance. Farmers Insurance also offers coverage for recreational vehicles like motorcycles, boats, ATVs, travel trailers, and more. For small business owners, Farmers Insurance can customize a business insurance package to reduce risk and protect your investment. Life insurance policies can be reviewed and adjusted to provide financial support for your loved ones. Schedule an appointment with Leneve Kosmecki to discuss your financial goals and build a solid financial plan. Farmers Insurance and Financial Services agent can provide options, flexibility, and certainty for a secure future. Contact Leneve Kosmecki today to learn more about insurance options and how to reach your financial goals.

Mitch Ratzlaff - State Farm Insurance Agent is a trusted insurance agency located at 488 East Ellendale Avenue in Dallas, Oregon, United States. Conveniently situated across Polk Station Rd from the Dallas DMV on Ellendale Avenue, we proudly serve the communities of Dallas, Salem, Monmouth, Independence, and the surrounding areas with a wide range of insurance products including Auto Insurance, Homeowners Insurance, RV Insurance, ATV Insurance, Condo Insurance, Renters Insurance, Life Insurance, Supplemental Income Insurance, Pet Insurance, and Business Insurance. As your local State Farm Insurance Agent, I am dedicated to providing personalized service to meet your specific insurance needs. With over 90 years of combined State Farm team experience, our agency is committed to serving the residents of Dallas, Salem, Monmouth, Independence, and the surrounding areas. Whether you are looking for coverage for your home, vehicle, business, or life, our team of licensed Insurance Professionals and customer service representatives are here to help.

Farmers Insurance - Kenneth Vendley is an insurance agency located at 1163 Olive Street in Eugene, Oregon, United States. Kenneth Vendley is dedicated to helping individuals and businesses in Oregon and California protect what matters most to them. As a past board member of the Oregon Track Club Masters and Leadership Board member of CPY-Big Brothers Big Sisters of Lane County, Kenneth is actively involved in the local community. He is also a member of the Eugene Downtown Rotary and a committee member of a local BNI network. Kenneth believes in keeping clients informed and aware of Farmers® Insurance and financial products, and is committed to helping them develop a plan to meet their insurance and financial needs. Whether it's comprehensive coverage, collision coverage, deductibles, or medical payments, Kenneth and his staff are ready to assist clients in selecting the right insurance coverage for their needs and budget.

Farmers Insurance - David Schwieger is an insurance agency located at 2655 Willamette Street, Eugene, Oregon, United States. If you have questions about comprehensive coverage, collision coverage, deductibles, medical payments, or any other insurance-related queries, feel free to give them a call. They can assist you in selecting the right car insurance coverage for your needs and budget. With over 80 years of experience, Farmers Insurance has been providing reliable insurance products for homes, offering competitive rates and multi-line insurance discounts. They also offer life insurance, renters insurance, business insurance, condo insurance, and recreational insurance options. Additionally, they can help you create a solid financial plan to secure your future. Farmers Insurance - David Schwieger is dedicated to providing personalized insurance solutions to meet your specific needs.

Farmers Insurance - Kerry Whitlatch is a trusted insurance agency located at 589 South Second Street in Lebanon, Oregon, United States. With 25 years of experience serving the community, Kerry Whitlatch and his team are dedicated to helping customers find the insurance coverage that best fits their needs. The personalized and straightforward process aims to make clients feel comfortable and confident in their insurance decisions. The goal of the agency is to exceed expectations through top-notch customer service and hard work, making every client feel like a valued member of the Farmers® family. Services offered include car insurance, home insurance, life insurance, renters insurance, business insurance, condo insurance, and recreational insurance. Additionally, Farmers Insurance and Financial Services can help clients build a solid financial plan for a secure future. For added protection, Personal Umbrella insurance policies are available. The agency works with reputable insurers such as Farmers Insurance Exchange, Fire Insurance Exchange, and Mid-Century Insurance Company. For more information or to get a quote, customers can contact Farmers Insurance - Kerry Whitlatch directly.

Farmers Insurance - Michael Grant is an insurance agency located at 330 South Goshen-Divide Highway in Cottage Grove, Oregon, United States. As your local Farmers® agent, Michael Grant helps customers identify the insurance coverage that best fits their needs. Whether it's auto, home, renters, business insurance, or more, Michael has the knowledge and experience to help you understand your coverage options. With over 80 years of experience, Farmers® has been providing insurance products to protect your valuable possessions. Whether you need comprehensive coverage for your car, protection for your home in case of disaster, or a plan to provide financial support for your loved ones, Michael Grant can help you create a personalized insurance plan.

Farmers Insurance - Gino Corridori is an insurance agency located at 3853 River Road North, Keizer, Oregon, United States. If you have questions about comprehensive coverage, collision coverage, deductibles, medical payments, or any other insurance-related inquiries, feel free to give them a call. They can help you select the right car insurance coverage for your needs and budget. With over 80 years of experience, Farmers Insurance offers home insurance to protect your most valuable possession in case of disaster. They also provide life insurance, renters insurance, business insurance, condo insurance, and recreational insurance options. Additionally, they offer financial services to help you build a solid financial plan for the future. Farmers Insurance works with various insurers to provide a range of coverage options. Contact them today for more information.

Farmers Insurance - John Blazevich is an insurance agency located at 1126 Gateway Loop in Springfield, Oregon, United States. As your local Farmers agent, John Blazevich helps customers identify the insurance coverage that best fits their needs. Whether you need auto, home, renters, business insurance, or more, John has the knowledge and experience to help you understand your options. John can help you select the right coverage for your needs and budget, whether you're looking for comprehensive coverage, collision coverage, deductibles, or medical payments. If you're a homeowner, Farmers has been providing insurance products for over 80 years and offers competitive rates with multi-line insurance discounts. For renters, Farmers offers affordable renters insurance to protect your personal belongings in case of disaster. If you've experienced major life changes like buying a home, getting married, having children, or starting a business, it's a good idea to review your life insurance policy with John.

Farmers Insurance - Michael Barclay is an insurance agency located at 379 Coburg Road in Eugene, Oregon, United States. As a lifelong resident of Oregon, Michael Barclay takes pride in serving the Eugene/Springfield community as a local Farmers® agent. With over 35 years of experience in the insurance industry, he is dedicated to providing excellent customer service and ensuring that each client is properly covered and protected. Located near the Oakway Center, the agency offers personalized and comprehensive insurance solutions for auto, home, life, and commercial needs. Whether you need help with selecting the right coverage, understanding your options, or saving money with insurance discounts, Michael Barclay is here to assist you. Additionally, the agency offers mortgage loan and origination services through representatives of Rocket Mortgage. From car insurance to renters insurance, condo insurance, and business insurance, Farmers Insurance - Michael Barclay has you covered. Contact Michael Barclay today to create a financial plan that meets your needs and goals.

Farmers Insurance - Gerald Morales is a local insurance agency located at 579 Lancaster Drive Southeast in Salem, Oregon. As a Farmers® agent, I am dedicated to helping customers like you find the insurance coverage that best fits your needs. Whether you are looking for auto, home, renters, business insurance, or more, I am here to provide personalized and straightforward assistance to make you more informed about your insurance options. With over 80 years of experience, Farmers® has a proven track record of providing reliable insurance products to protect your most valuable possessions. Whether you need coverage for your home, life, rental property, small business, or recreational vehicles, I can help you customize an insurance package to reduce your risk and safeguard your investments.

Nationwide Insurance: Oregon Insurance LLC is an insurance agency located at 815 Lancaster Drive Southeast in Salem, Oregon, United States. They offer a variety of insurance options including auto, home, commercial, condo, farm, life, and renters insurance. Their goal is to provide quality insurance at an affordable price to protect your assets and provide financial security. The agency works with Nationwide to offer personalized coverage options tailored to your specific needs. Whether you need auto insurance to protect your vehicle or home insurance to safeguard your property, Oregon Insurance LLC is there to help. They also specialize in business insurance for companies of all sizes, ensuring that your organization is properly protected against potential risks. Contact Oregon Insurance LLC at (503) 371-8888 to learn more about their insurance products and discounts available. Visit their office at 815 Lancaster Drive Southeast in Salem or access your Nationwide Insurance ID card online for easy and convenient service.

Farmers Insurance - Mathew Poteet is a local insurance agency located at 4829 River Road North in Keizer, Oregon. Our team is dedicated to helping clients identify the insurance coverages that best fit their needs. Whether you're looking for auto, home, renters, business, or life insurance, we have the knowledge and experience to guide you through the process and help you understand your options. We offer personalized service to make sure you are getting the right coverage for your budget. We offer comprehensive coverage options, competitive rates, and multi-line insurance discounts to help you save money. Whether you need car insurance, home insurance, renters insurance, or condo insurance, we can provide you with a quote and help you protect your assets.

Farmers Insurance - Carman Johnson-Souther is a trusted insurance agency located at 708 B Street in Springfield, Oregon. As a local Farmers® agent with over 58 years of experience living in Eugene, I am dedicated to helping customers like you find the insurance coverage that best suits your needs. Whether you are looking for auto, home, renters, life insurance, business insurance, or recreational products such as motor-homes and boats, I am here to provide personalized and straightforward assistance to make you more informed about your insurance options. I can help you navigate through the complexities of insurance coverage, whether you need comprehensive coverage, collision coverage, medical payments, or other types of policies. With competitive rates and multi-line insurance discounts, Farmers® has been a reliable provider of insurance products for over 80 years, ensuring that your most valuable possessions are protected in the event of unforeseen disasters.

Farmers Insurance - Aaron Cressey is a local insurance agency located at 606 Front Street, Silverton, Oregon, United States. As a Farmers® agent, Aaron Cressey assists customers in identifying the insurance coverage that best suits their needs. Whether it's auto, home, renters, business insurance, or more, Aaron is dedicated to providing personalized and straightforward service to make you more informed about insurance. With over 80 years of experience, Farmers® has a proven track record of providing reliable insurance products to protect your most valuable possessions. From comprehensive coverage to competitive rates and multi-line discounts, Aaron can help you navigate the complexities of insurance to find the right coverage for your budget. Whether you're looking for auto, home, renters, life, business, condo, or recreational insurance, Aaron can tailor a package to suit your unique needs. Additionally, Farmers Insurance and Financial Services offers a range of options to help you build a solid financial plan for a secure future. Contact Aaron Cressey today for a consultation and take the first step towards protecting what matters most to you.

Farmers Insurance - Aaron Hegge is a local insurance agency located at 3037 Main Street in Sweet Home, Oregon, United States. As a Farmers agent, Aaron Hegge helps customers identify the insurance coverage that best fits their needs. Whether it's auto, home, renters, business insurance, and more, Aaron has the knowledge and experience to guide you through your coverage options. You can stop by the office or call for a free quote. For those looking for car insurance, Farmers can help with comprehensive coverage, collision coverage, deductibles, and more. Homeowners can also benefit from Farmers' 80 years of experience in providing insurance products, ensuring that your home is protected in case of a disaster.

Farmers Insurance - Sheila Mefferd is a well-established insurance agency located at 4601 Carnes Road in Roseburg, Oregon. As a lifelong resident of Oregon, Sheila Mefferd takes pride in serving Douglas County as a local Farmers® agent. With over 13 years of experience in the insurance industry, Sheila and her team are dedicated to providing excellent customer service and ensuring that each client is properly covered and protected. Located conveniently in the Green District next to Ray's in the shopping center, Farmers Insurance - Sheila Mefferd offers a variety of insurance options including auto, home, life, recreational, and business insurance. Sheila's agency aims to make the insurance process straightforward and personalized, helping clients select the most comprehensive and cost-effective solutions for their needs.

Farmers Insurance - Michael Boehm is a local insurance agency located at 753 West Central Avenue in Sutherlin, Oregon. As a lifelong resident of Oregon, Michael Boehm takes pride in providing outstanding customer service to each client. With 22 years of experience in the insurance industry, all with Farmers, Michael has the knowledge and expertise to help clients understand their coverage options, whether it's for auto, home, life, commercial insurance, and more. Located behind Banner Bank and Domino's Pizza, the agency offers personalized and cost-effective insurance solutions. Whether you need comprehensive coverage, collision coverage, deductibles, or medical payments, Michael Boehm and his team are dedicated to making the insurance process straightforward for you.