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Universal Fire & Casualty Insurance is a cutting-edge institution located at 2121 Airport Road in Waterford Township, Michigan. Specializing in well-managed risks from both the admitted and surplus markets, we offer state-of-the-art commercial insurance solutions for small businesses. Our innovative commercial surety solutions are designed to meet the unique needs of small businesses, using advanced analytics and machine learning for insightful underwriting and operations. At UFCIC, we are constantly evolving and expanding to serve new markets with new products. Our entrepreneurial spirit drives us to provide innovative insurance solutions that are tailored to the needs of underserved markets. Through our online agency portals and direct-to-consumer retail websites, we make it easy for our partners and customers to access our products and make competitive underwriting decisions quickly and efficiently. Trust Universal Fire & Casualty Insurance for all your insurance needs.