Universal Finance Corp.
123 Haven Street, Reading, MA 01867
Location & Phone number
123 Haven St, Reading, MA 01867, United States
About the Business
Universal Finance Corp. is a leading finance institution located at 123 Haven Street, Reading, Massachusetts, United States. Established in the early 1980’s, Universal Finance has become a premier lender to the construction industry and has since expanded its services to clients in various sectors including transportation, trucking, and landscape construction.
Conveniently located just outside of Boston, MA, Universal Finance offers borrowers the financing they need to secure jobs, purchase equipment, and obtain working capital. With over four decades of experience in asset-based lending, the company has a unique edge in understanding its customers' goals and building strong client relationships.
As a direct lender, Universal Finance takes a personalized approach to lending, going beyond traditional financial metrics to truly understand each customer and their business needs. This approach has allowed the institution to establish long-lasting relationships with thousands of clients over the years.
Universal Finance believes that well-managed businesses should not suffer due to under-funding, which is why they offer working capital loans using clients' assets as collateral. Once an application is processed, the team works closely with clients to review credit, discuss business goals, and develop a customized financing plan.
Upon approval, funds are issued quickly either by check or wire transfer, making the process seamless and efficient. Please note that all financial products and rates are subject to final approval by Universal Finance Corp., and submitting an application does not guarantee approval. Terms and rates may vary based on individual contracts.
Photos
Hours open
Monday:
8:00 AM - 5:00 PM
Tuesday:
8:00 AM - 5:00 PM
Wednesday:
8:00 AM - 5:00 PM
Thursday:
8:00 AM - 5:00 PM
Friday:
8:00 AM - 5:00 PM
Saturday:
Closed
Sunday:
Closed
Reviews
"I worked with Ryan Doherty twice now for equipment loans. Ryan was a pleasure to deal with and took great care of us. Highly recommend him and universal for your loan needs."
"Without Ryan with universal I wouldn’t have started my company. He helped me secure a loan with a very good interest rate for a start up company. I would 100% recommend to work with them."
"When I needed to buy a Flat Bed in a hurry This guy Ryan got it done as fast as he could! Ryan made a mistake gave me his cell phone number there's been times I have needed to call him on a Saturday or 9 pm at night and he always answers with a good attitude. Ryan is a reason I'm about to buy another truck through him he always gets a job done and watches out for your best interest!! Thank you Mr.Ryan for all you do keep up the good work!!"
"They are very fast in their working process, and very efficient. It literally took just a few days for me to be approved and get the finance l needed. Their terms are fantastic. Thank you Universal Finance Corp. My Special thanks goes to Tony Centrella who was with me throughout the whole process. Thanks Tony."
"I had an exceptional experience with Universal Finance Corp. The team was incredibly professional, efficient, and went above and beyond to assist me with my financial needs. From the initial consultation to the final resolution, they demonstrated a high level of expertise and commitment. I felt well-informed and supported throughout the entire process. I highly recommend Universal Finance Corp. for their outstanding service and dedication to their clients. Thank you for making my financial journey a smooth and positive one!"
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