Low down payment mortgage in Bettendorf, Iowa

New American Funding in Bettendorf, IA is a finance institution located at 3275 Utica Ridge Road. Our team of mortgage lenders is dedicated to providing informed advice and lending services to homeowners and future homeowners in the Bettendorf community. With a passion for helping individuals achieve their dream of home ownership, our team follows the lead of our founders Rick and Patty Arvielo. We pride ourselves on our efficient loan origination process and quick funding, ensuring a positive experience for our clients. Our elite team of underwriters and funders are among the best in the business, closing loans quickly and effectively. Customers have praised our smooth transaction process and great communication.

Welcome to Ascentra Credit Union, your trusted partner in finance and homeownership, conveniently located at 2339 53rd Avenue, Bettendorf, Iowa. As a local credit union, we are committed to providing our members with exceptional financial services, including ATMs, loans, and home mortgage solutions. At Ascentra, we believe in making the dream of homeownership accessible and achievable. Whether you're a first-time homebuyer or looking to refinance, our expert team is here to guide you every step of the way. We offer competitive fixed-rate home loans with a minimum 5% down payment, and adjustable-rate mortgage loans for first-time buyers with just a 3% down payment. To help you avoid private mortgage insurance (PMI), a 20% down payment is recommended.