TOP 10 Universal life insurance in Miami, Florida

Baptist Health Urgent Care in Coral Gables (University Center) is a trusted healthcare institution located at 1240 South Dixie Highway in Miami, Florida, United States. Whether you are feeling sick or have suffered a minor injury, our caring team is here to provide you with quick and reliable care. Walk-ins are always welcome, but you can also save time by starting your check-in online using The Baptist Health PineApp. Our location in the University Shopping Plaza on US-1 is a department of South Miami Hospital. We offer a range of urgent care services, including treatment for minor illnesses and injuries, flu shots, and COVID-19 evaluation and testing. You can even book your arrival time online to ensure a more efficient visit. We accept various insurances, and our different care plans provide tiered services based on your needs.

Miami Perfect Smile is a premier dental institution located at 4995 Northwest 72nd Avenue, Doral, Florida, United States. Specializing in smile design, restorative, and cosmetic dentistry, our goal is to help patients achieve exceptional oral health and confidence through the art of perfect dentistry. Dr. Carmenate, our experienced dentist, attended Ibero-American University in the Dominican Republic and completed her General Practice Residency at Florida Institute for Advanced Dental Education. With a passion for helping patients achieve their perfect smile, Dr. Carmenate stays up-to-date on new technologies and techniques to provide customized quality dental care.

The University of Miami Health System is a leading health institution located at 1095 Northwest 14th Terrace in Miami, Florida, United States. As part of the prestigious University of Miami, this health system offers cutting-edge medical care and innovative research in a wide range of specialties. With a team of expert doctors, nurses, and staff, the University of Miami Health System is dedicated to providing top-quality healthcare to patients in the Miami area and beyond. Whether you need routine check-ups, specialized treatments, or emergency care, you can trust the University of Miami Health System to deliver excellent medical services with compassion and expertise.

The University of Miami Pain Management is a renowned health institution located at 1475 Northwest 12th Street in Miami, Florida, United States. Our dedicated team of expert physicians and specialists are committed to providing comprehensive and personalized care for patients suffering from chronic pain conditions. With state-of-the-art facilities and cutting-edge treatment options, we strive to improve the quality of life for individuals dealing with pain. Whether you are seeking relief from back pain, arthritis, migraines, or other chronic conditions, our team is here to help you find relief and regain control of your life. Contact us today to schedule a consultation and start your journey towards a pain-free future.

Cortney Tidwell - State Farm Insurance Agent is a local insurance agency located at 1601 Park Center Drive in Orlando, Florida. Cortney and her team serve the entire state of Florida, with a focus on Orange, Lake, Polk, Seminole, Volusia, Brevard, and Hillsborough counties. They offer a wide range of insurance services, including car, home, life, health, business, and pet insurance. Cortney is a University of Miami Alumni and a proud 8th generation Floridian. She is dedicated to helping customers plan for the unexpected and achieve their financial goals. The office is committed to providing excellent service and being a valued resource for customers during both challenging and triumphant times. Visit Cortney Tidwell - State Farm Insurance Agent for all your insurance and financial service needs in the Orlando area.

Univista Insurance is a health insurance agency located at 16772 Northwest 67th Avenue in Hialeah, Florida, United States. As a local Univista Insurance Agent, Nuyen Gonzalez and the rest of the team have been assisting clients with their insurance needs for many years. They are dedicated to finding the best coverage at the right price for each individual. The office is open Monday to Friday from 9AM to 6PM and on Saturdays from 10AM to 2PM. Stop by today to meet the team and receive the attention and care you deserve for your insurance needs.

Elite International Consultants is a leading insurance agency located in Miami, Florida. Specializing in life and health insurance, our team of experienced consultants is dedicated to providing personalized insurance solutions to meet the unique needs of each client. With a commitment to excellence and customer satisfaction, we strive to offer the best insurance options available in the market. Visit us at 13595 Southwest 134th Avenue to learn more about how Elite International Consultants can help you protect your future.

Dan Carrera - State Farm Insurance Agent is a local insurance agency located at 13475 Southwest 288th Street in Homestead, Florida. As a State Farm Agent, Dan Carrera is dedicated to helping individuals and families with all their insurance needs in the Miami Dade County area and surrounding cities. With almost 100 years of experience, State Farm has a strong reputation for outstanding financial strength and service. Dan Carrera and his team offer a wide range of insurance options, including auto insurance, homeowners insurance, renters insurance, boatowners insurance, small business insurance, life insurance, health insurance, and more. They also provide bilingual support for customers in the Florida Keys area.

Univista Insurance - Obamacare - Official Enrollment Center is a health insurance agency located at 7330 Northwest 8th Street, Miami, Florida, United States. Your Complete Guide to Obamacare Health Insurance for 2024. If you are looking for information on Obamacare in Spanish, you have come to the right place. Here we will explain in detail how Obamacare works, a vital health initiative that has changed the landscape of healthcare in the United States. Fill out our brief form and discover how Obamacare health insurance in Spanish fits your needs. We help you find the best coverage at an incredible price! Obamacare, officially known as the Affordable Care Act (ACA), revolutionized how Americans access healthcare. Designed to expand access to health insurance, reduce costs, and improve the quality of medical care, the ACA has been a beacon of hope for millions who were previously uninsured. Obamacare makes it easier to purchase health insurance through online marketplaces, known as "Health Insurance Exchanges." These marketplaces offer a variety of plans to meet different needs and budgets, ensuring that more people can find coverage regardless of their economic situation or pre-existing conditions. One of the great advantages of Obamacare insurance is the available subsidies that make this type of health insurance more affordable for low and middle-income families. Tax credits are also common, helping to reduce the monthly cost of premiums for those who qualify. Discover how subsidies and tax credits under Obamacare in Spanish can make your health insurance more affordable. If language is a barrier, don't worry, because all information about Obamacare subsidies is available in Spanish. A key feature of Obamacare was the individual mandate, which required all Americans to have health insurance or pay a penalty. Although this provision was eliminated at the federal level, it illustrates the ACA's focus on universal coverage. Under Obamacare, protections were established to ensure that plans cover a set of essential benefits, including emergencies, maternity, and preventive care, among others. Additionally, coverage cannot be denied or charged more to individuals for pre-existing conditions. It is essential to understand the essential protections offered by Obamacare in Spanish, ensuring that no one is excluded for pre-existing conditions and that everyone has access to the care they need. Every year, during the open enrollment period, individuals and families can select or change their health coverage. Outside of this period, changes can only be made if a qualifying life event occurs, such as marriage or the birth of a child. In order to facilitate choice, plans are organized into metal categories – Bronze, Silver, Gold, and Platinum – which indicate the overall level of costs that the insured must bear outside of the premium, with Bronze being the lowest in coverage and cost, and Platinum the highest. For those seeking step-by-step guidance on how to apply for Obamacare in Spanish, we offer resources that make the process of selecting and enrolling in medical coverage easier. It is crucial to mention that Obamacare has evolved over time. Laws and regulations have been adjusted, and it is important for users to stay informed about how these changes may affect their coverage and options. Discover the essential details of Obamacare health insurance in Spanish in our Live. To complement this informational guide and provide you with an even deeper understanding of Obamacare, we invite you to watch our exclusive video. In our live session, we discuss Obamacare health insurance in Spanish, answering common questions and explaining the program's key features. It is a perfect opportunity for those looking to understand every detail and how they can benefit from it. Make sure you are aware of everything you need to know about your health with Obamacare in Spanish. Understanding the benefits of Obamacare health insurance in Spanish is essential to appreciate its value and how it can protect you and your family. This health initiative has brought significant changes in coverage and access to medical services for millions of people. Below, we highlight the most important benefits it offers: One of the pillars of Obamacare is that coverage cannot be denied or rates increased due to pre-existing conditions. This means that your medical history will not be an obstacle to obtaining reliable and affordable health insurance. Subsidies reduce the cost of premiums for those with middle and low incomes, making health coverage more accessible than ever. These subsidies are available to individuals and families who meet certain income criteria. All plans offered under Obamacare cover a list of essential benefits, including emergency care, hospitalization, maternity, mental health services, prescription drugs, and more, ensuring comprehensive coverage. Obamacare places great emphasis on prevention and wellness, offering preventive exams and check-ups at no additional cost. This promotes a culture of preventive care, helping to detect health problems before they worsen. In Obamacare insurance, young people can stay on their parents' insurance plan until the age of 26, providing great peace of mind for both parents and young adults starting their careers or studies. Obamacare insurance has also implemented reforms to improve the quality of healthcare, promoting more effective practices, improving patient care, and increasing coordination among healthcare providers. These benefits are just the tip of the iceberg. Obamacare health insurance has opened doors for many who were previously without options, offering hope and security in terms of health to a wider spectrum of society. When considering any health insurance plan, it is important to weigh the positives and potential disadvantages. Below, we present a list of the pros and cons of choosing Obamacare to help you make an informed decision: Understanding these pros and cons will allow you to better evaluate how Obamacare fits your health and financial needs. Remember that choosing insurance is a personal decision that should be based on your unique situation. 2024 Enrollment Period: Key Dates and Process The enrollment period for Obamacare health insurance is a crucial time for those seeking to secure their health coverage for the following year. For 2024, the enrollment period begins on November 1, 2023, and ends on January 15, 2024. It is important to mark these dates on your calendar to not miss the opportunity to enroll or modify your current plan. The enrollment process can be done through the official health insurance marketplace. Here are the steps to follow: Remember that if you do not complete the enrollment process during this period, you may have to wait until the next enrollment period unless you experience a qualifying life event. Stay informed about the key dates and process to ensure you have the health coverage you need for 2024. Visit Univista Insurance - Obamacare - Official Enrollment Center today for assistance with enrolling in Obamacare health insurance in Spanish and finding the best coverage for your needs.

Univista Insurance, located at 905 Southwest 87th Avenue in Miami, Florida, is a trusted health and insurance agency. Adalberto Ravelo, a seasoned Univista Insurance Agent, and his team are dedicated to helping clients find the best insurance coverage at the right price. With years of experience and a commitment to providing excellent customer service, they ensure that each client receives the attention and care they deserve. Whether you are in need of health insurance or other types of coverage, the experts at Univista Insurance are here to help. Visit their office today to meet their talented agents and discover the perfect insurance plan for your needs. Open Monday to Friday from 9AM to 6PM and Saturday from 10AM to 2PM.

Universal Insurance is a trusted insurance agency located at 7330 Northwest 8th Street in Miami, Florida. With a commitment to providing high-quality insurance solutions to individuals and businesses, Universal Insurance offers a wide range of coverage options to meet the unique needs of each client. Whether you are looking for auto, home, life, or commercial insurance, their team of experienced agents is dedicated to helping you find the right policy at the best price. Contact Universal Insurance today to protect what matters most to you.

Sade's Insurance, doing business as UniVista, is a reputable insurance agency located at 8839 Southwest 40th Street in Miami, Florida, United States. With a strong commitment to providing top-notch insurance services, UniVista offers a wide range of insurance products to meet the needs of individuals and businesses alike. Whether you are looking for auto, home, life, health, or commercial insurance, UniVista's team of experienced agents are dedicated to helping you find the best coverage at competitive rates. Visit UniVista today and experience the peace of mind that comes with having reliable insurance protection.

Univista Insurance is a health insurance agency located at 4745 Southwest 8th Street in Miami, Florida. Led by experienced agent Ana Mesa, our team is dedicated to helping clients find the best insurance coverage at affordable prices. With years of experience and support from our company, we are committed to providing personalized attention and care to each client. Visit our office Monday to Friday from 9AM to 6PM and Saturday from 10AM to 2PM to meet our talented agents and find the right insurance coverage for your needs. We look forward to meeting you!

Sandpiper Insurance Company is an independent insurance agency located at 6412 North University Drive in Tamarac, Florida, United States. Our founder, John, has over 20 years of experience in the insurance industry and is dedicated to working for our clients, not the insurance company. With a BA in Economics from the University of Miami and a LUTCF designation, John custom designs solutions based on the goals and needs of our clients. At Sandpiper Insurance, we have the flexibility to find the best insurance solutions for our clients by considering numerous variables before making a recommendation.

Nancy Wolfe-Smith - State Farm Insurance Agent is located at 7803 Southwest 6th Court, Plantation, Florida, United States. This insurance agency is conveniently situated close to the Broward Mall and The Fountains, between University and Pine Island. The goal of the institution is to simplify your insurance needs, including car, home, condominium, renters, life, and motorcycle insurance. The team at Nancy Wolfe-Smith - State Farm Insurance Agent is available 24/7 by phone or in person to assist you with all your insurance requirements. They cater to all real-life problems, not just auto or home insurance, and serve clients in Broward County, Miami-Dade County, Collier County, Palm Beach County, and all of Florida. The team at Nancy Wolfe-Smith - State Farm Insurance Agent is bilingual and dedicated to ensuring you and your family have the protection and peace of mind you need. They offer a range of insurance options, including life insurance, health insurance, umbrella insurance, coverage for jewelry and fine arts, small business insurance, workers' compensation, rental properties, and even pet insurance. The team is passionate about providing exceptional and friendly service to clients in Plantation, Sunrise, Tamarac, Coral Springs, Lauderhill, Davie, Weston, Miramar, Hollywood, Southwest Ranches, Cooper City, Wilton Manors, Pembroke Pines, Pompano Beach, Parkland, Fort Lauderdale, Lauderdale Lakes, and beyond.

Shirley Licia Saul - State Farm Insurance Agent is a dedicated insurance agency located at 7850 Northwest 146th Street in Miami Lakes, Florida, United States. Situated off Palmetto Frontage Rd, alongside the 826 Expressway, the agency is conveniently located near NW 87th Ave and Mia Lakes Dr. With over 140 years of combined insurance experience, the team at Shirley Licia Saul State Farm is committed to providing personalized customer service to clients throughout Florida. Led by Shirley Licia Saul, a passionate insurance professional and Florida State University graduate, the agency offers a range of insurance products including auto, renters, condo, life, and small business insurance. The team is bilingual, fluent in both English and Spanish, and welcomes furry friends with their pet-friendly office. With a focus on building solid relationships with customers, the agency is dedicated to helping protect what matters most.

Direct General Life Insurance is an insurance agency located at 5715 Northwest 159th Street in Miami Lakes, Florida, United States. We specialize in providing life insurance policies to protect you and your loved ones in times of need. Our experienced agents are dedicated to helping you find the right coverage that fits your individual needs and budget. Contact us today to learn more about our services and how we can help you secure your financial future.

Life Insurance | Seguro De Vida is an insurance agency located at 8180 Northwest 36th Street in Miami, Florida, United States. We specialize in providing life insurance policies to protect you and your loved ones in times of need. Our dedicated team of professionals is committed to helping you find the right coverage that fits your needs and budget. Contact us today to learn more about our services and how we can help you secure your future.

VR Seguros is a medical insurance agency located at 66 West Flagler Street in Miami, Florida. We offer comprehensive coverage for a worry-free future. Healthcare in this country can be expensive, and having health insurance gives you peace of mind that you will be covered in case of illness or injury. It is essential to comply with health insurance laws to avoid fines and tax penalties, and our agency can help you find the right health plan for you and your family. Contact us today to ensure the peace of mind you deserve. Discover all the options we have to keep you protected at all times. At VR Seguros, we provide a wide range of services for your peace of mind and that of your home. We offer complete coverage and access to a network of top-tier doctors.

VIVA Insurance Group is a health and insurance agency located at 12145 Northwest 7th Avenue, North Miami, Florida, United States. We specialize in providing life insurance products that offer financial protection to your loved ones in the event of your death. Our policies provide financial security for your dependents, peace of mind for you, flexibility to tailor coverage to your needs, potential tax benefits, and estate planning tools. We offer various types of life insurance, including whole life, universal life, term life, and index universal life policies. Our experienced agents can help you understand your options and choose the right policy for your needs. Additionally, we offer insurance with living benefits, such as long-term care, chronic illness, and critical illness coverage, to provide additional financial assistance while you are still alive. Contact us today to learn more about how we can help protect your loved ones and secure your financial future.

Sharon King - State Farm Insurance Agent is a local insurance agency located at 134 South Dixie Highway, Hallandale Beach, Florida, United States. Our office is conveniently situated just 1 block south of Hallandale Beach Blvd on South Dixie Hwy, on the west side of the railroad tracks. As a 2024 Good Neighbor, we welcome you to schedule an appointment with us to review your current insurance program and life insurance needs. Sharon King, our dedicated insurance agent, serves the entire state of Florida with a focus on Hallandale Beach, Hollywood, Aventura, Sunny Isles, and surrounding areas. With a BBA Degree in Accounting from Florida Atlantic University, Sharon has a passion for helping people secure their financial future. Our office offers a range of insurance services including Auto Insurance, Life Insurance, Condo Insurance, Renter’s Insurance, Business Insurance, and even Pet Insurance.

Manny Miranda - State Farm Insurance Agent is a reputable insurance agency located at 16896 South Dixie Highway in Miami, Florida. With over 32 years of experience, State Farm Agent Manny Miranda provides insurance and retirement planning services to individuals, families, and businesses. He is dedicated to helping clients achieve their retirement income goals and offers expertise in planning, asset allocation, and retirement strategies. Before establishing his State Farm agency in 1990, Manny Miranda worked as a project manager consultant on various design and construction projects, including nuclear power plants and NASA's shuttle system. He holds a BS in project management from Florida International University and a Certificate of Financial from the University of Miami.

Carlos Luis - State Farm Insurance Agent is a reputable insurance agency located at 6001 Bird Road in Miami, Florida. With over 30 years of State Farm experience, Carlos Luis is a graduate from Western Illinois University with a Bachelor of Arts in Economics. Specializing in Auto, Home, Health, and Life Insurance in Miami, FL, Carlos Luis offers free quotes on auto and home insurance. The institution also provides valuable information on important life events such as approaching aging parents about finances, as well as tips for driving on rural roads shared with farm vehicles. Additionally, they offer advice on securing garden plots in community and urban gardens to grow fresh food.

Javier Areas - State Farm Insurance Agent is an insurance agency located at 10271 Sunset Drive in Miami, Florida. They offer a range of insurance services including homeowners, renters, condominium, life, and car insurance. The team at Javier Areas Insurance Agency is dedicated to helping customers protect what matters most with personalized insurance solutions. Anais, with 18 years of experience, specializes in writing State Farm insurance policies. The agency also has Daniela, who has been licensed for 3.5 years and assists customers with home, auto, and life insurance. Cristina, a Miami native and business student at Florida International University, serves as a customer representative at the agency.

Welcome to Carlos Martinez - State Farm Insurance Agent, located at 1430 South Dixie Highway in Coral Gables, Florida. Our office is conveniently situated in the Santona Building, right across the street from the University of Miami on the southeast side of S Dixie Hwy. As your trusted State Farm Insurance Agent, I, Carlos Martinez, have over 32 years of experience in the insurance industry. I am dedicated to assisting the good neighbors of Coral Gables and the surrounding areas of Miami, Kendall, Key Biscayne, Homestead, South Miami, Coconut Grove, and greater Miami-Dade County.

Jennifer Rodz - State Farm Insurance Agent is an insurance agency located at 1315 Southwest 107th Avenue in Miami, Florida. Situated across the street from FIU College in Westchester, this agency is dedicated to serving the local community and helping small businesses thrive. Jennifer Rodz, the owner, has over 15 years of experience in the insurance industry and opened this agency in December 2019. Jennifer is a Miami native with a strong connection to her community. She holds a Bachelors in Business Administration from the University of Miami and a Masters in Business Administration from Florida International University. Her goal is to provide financial protection to families through services such as home insurance, life insurance, and auto insurance. Jennifer's personal experiences have inspired her to help others prepare for unexpected life events through insurance coverage.

Roxanne Jackson - GEICO Insurance Agent is a trusted insurance agency located at 4900 South University Drive in Davie, Florida. As a licensed GEICO Insurance Agent, Roxanne Jackson provides personalized insurance solutions to meet the unique needs of each client. Whether you are looking for auto, home, renters, or life insurance, Roxanne Jackson is committed to helping you find the coverage that fits your budget and lifestyle. With years of experience and a dedication to excellent customer service, Roxanne Jackson - GEICO Insurance Agent is your go-to choice for reliable insurance protection in Davie, Florida.

Richard King - State Farm Insurance Agent is an insurance agency located at 8380 Southwest 124th Street in Miami, Florida. Our mission is to help customers by providing services that meet their needs. With a degree in Risk Management & Insurance from The Florida State University and over 20 years of experience serving State Farm policyholders, we are dedicated to assisting customers in recovering from the unexpected and realizing their dreams. We offer competitive pricing on Auto Insurance and Homeowners Insurance. Our team has been actively involved in volunteering throughout South Miami Dade, including serving as President of the Deering Estate Foundation and the Rotary Club of P-CR/Palmetto Bay. Please contact us today for a quote and let us help you navigate through the complexities of insurance.

Extra Express Insurance is a reputable institution located in Miami, Florida, United States, specifically at 14805 Northeast 6th Avenue. Specializing in accounting and finance services, our experienced team is dedicated to providing top-notch insurance solutions to our clients. With a strong commitment to customer satisfaction and financial security, we strive to offer reliable and efficient services tailored to meet the unique needs of each individual or business. Trust Extra Express Insurance for all your insurance needs and rest assured that you are in good hands.

Welcome to Michael S. Fernland - State Farm Insurance Agent, your trusted partner in securing your future and protecting what matters most. Conveniently located at 8250 College Parkway, Fort Myers, Florida, just across from Canterbury School and in the first building of Fountain Court, we are proud to serve all of Florida with a comprehensive range of insurance and financial services. As your dedicated State Farm Agent, I bring a decade of experience in professional advisory services, specializing in Auto, Real Estate, and Insurance. My journey with State Farm began as a team member, and it laid the foundation for my role as your Good Neighbor, committed to helping you achieve your goals.