Home loan requirements in Tampa, Florida

Loan Trust is a leading institution located at 7208 West Sand Lake Road in Orlando, Florida, offering a wide range of mortgage loan programs for first-time homebuyers to experienced real estate investors. With over 100 different loan programs available, Loan Trust provides options such as conventional purchase and refinance loans, FHA loans, VA loans, USDA loans, jumbo loans, and more. They also offer non-traditional loan programs for real estate owners and investors, including bridge loans, fix & flip loans, bank statement loans, and foreign national loans. Loan Trust is committed to helping individuals compare mortgage rates in Florida and offers current rates for the Orlando area. They provide information on debt service coverage ratio (DSCR) loans, which are essential for investors looking to finance rental properties. These loans are designed to ensure that the rental income from a property can cover the monthly loan payments and other debt obligations. To qualify for a DSCR loan, investors must meet certain requirements, including a minimum credit score and income verification.

Tampa Bay Federal Credit Union is a trusted financial institution located at 14990 North Florida Avenue in Tampa, Florida, United States. As a credit union, we offer a range of financial services including ATM access and various finance options to help our members achieve their financial goals. Our dedicated team is committed to providing personalized service and competitive rates to our valued members. Visit us today to experience the convenience and benefits of banking with Tampa Bay Federal Credit Union.

Legend Home Lending is a reputable finance institution located at 2240 Belleair Road in Clearwater, Florida, United States. With a strong focus on providing top-notch mortgage services, Legend Home Lending is dedicated to helping individuals and families achieve their dream of homeownership. Our team of experienced professionals is committed to guiding clients through the loan process with personalized attention and expert advice. Whether you are a first-time homebuyer or looking to refinance, Legend Home Lending is here to assist you every step of the way. Visit us today to learn more about our services and how we can help you secure the best mortgage option for your needs.

Welcome to Mark Longenecker Future Home Realty, your premier real estate partner located at 13029 West Linebaugh Avenue, Tampa, Florida. As a forward-thinking real estate agency, we are dedicated to revolutionizing the way you buy or sell your home by offering a unique 2% listing agent service. In an industry where traditional methods and high commission fees have persisted, we embrace change, leveraging the power of the internet, social media, and our extensive networking capabilities to provide exceptional service at a fraction of the cost. Our approach is simple yet effective: pay only for the services you truly need, including expert negotiation, meticulous attention to detail, contractual expertise, and strategic advertising. This ensures that you save thousands of dollars while maximizing exposure and maintaining flexibility in the market. Our program is designed to fit today's dynamic real estate landscape, offering you the full benefits of an agent's services while keeping your options open. With our 2% commission, you only pay when you procure the buyer, a scenario that happens more often than you might expect.

OneMain Financial is a finance institution located at 3605 West Waters Avenue in Tampa, Florida. As a leading provider of personal loans and financial services, OneMain Financial offers a range of options to help individuals achieve their financial goals. With a commitment to customer service and personalized financial solutions, OneMain Financial is dedicated to helping customers navigate their financial journey with confidence and peace of mind. Whether you need a loan for debt consolidation, home improvement, or unexpected expenses, OneMain Financial is here to help you every step of the way. Visit their Tampa location today to learn more about their services and how they can assist you in achieving your financial dreams.

Happy's Rent to Own is a one-stop shop for all your home furnishing needs in Plant City, Florida. From sofas to kitchen tables, mattresses to electronics, we have it all! Our flexible payment plans require no credit checks, making it easy for you to bring home the items you love. Try out our name-brand products before you buy for added peace of mind. Our straightforward rent-to-own process is tailored to meet your unique needs, ensuring you go home happy. Conveniently located at 314 South Collins Street, within the plaza at the intersection of JLR Parkway and E Park Rd, our Plant City store is easily accessible for all your shopping needs. Next to UPS, Walgreens, and a variety of restaurants, running errands and picking up your kids from school has never been easier. Our friendly team of professionals is always ready to assist you with any questions or concerns.

Abogado Hispano Clara Rodriguez R. Bienes Raices is a law firm located at 6930 West Linebaugh Avenue in Tampa, Florida. Specializing in Foreclosure, Bancarrota (bankruptcy), Testamento (wills), Escrituras (deeds), Modificacion Hipoteca (mortgage modification), and Herencias (inheritance), the firm offers legal services in Spanish to assist clients with their real estate and estate planning needs. Whether you are facing foreclosure, need help with a bankruptcy filing, or require assistance with modifying your mortgage, Abogado Hispano Clara Rodriguez R. Bienes Raices is here to provide expert guidance and support.

Bay Area Contracting and Construction is a reputable general contractor and home goods store located at 8907 North Ola Avenue in Tampa, Florida. With a wide range of services and products available, they are your one-stop shop for all your construction and home improvement needs. Whether you are looking to renovate your home or simply upgrade your living space, Bay Area Contracting and Construction has the expertise and resources to help you achieve your goals. Visit their store today to explore their selection of high-quality materials and speak with their knowledgeable staff about your project.

American Nationwide Mortgage Company, Inc. is a reputable finance institution located at 3820 Northdale Boulevard in Tampa, Florida, United States. Specializing in mortgage services, this company offers a wide range of loan options to help individuals achieve their homeownership goals. With a team of experienced professionals, American Nationwide Mortgage Company, Inc. provides personalized assistance and guidance throughout the loan process. Whether you are a first-time homebuyer or looking to refinance, this institution is dedicated to helping you secure the best financing solution for your needs.

Bliss Mortgage LLC is a reputable finance institution located at 5322 Primrose Lake Circle in Tampa, Florida, United States. Specializing in mortgage services, we offer a wide range of loan options to assist our clients in achieving their homeownership goals. Our experienced team is dedicated to providing personalized and expert guidance throughout the loan process, ensuring a smooth and hassle-free experience for all customers. Whether you are a first-time homebuyer or looking to refinance your current mortgage, Bliss Mortgage LLC is committed to helping you secure the best financing solution tailored to your individual needs. Contact us today to learn more about how we can assist you with your mortgage needs.

GTE Financial Credit Union is a trusted financial institution located at 601 North Ashley Drive in Tampa, Florida, United States. As a full-service credit union, GTE Financial offers a range of services including banking, insurance, and finance. Whether you need to make a deposit, withdraw cash from the ATM, or inquire about insurance options, GTE Financial Credit Union is here to help. With a commitment to providing excellent customer service and competitive rates, GTE Financial is dedicated to helping you achieve your financial goals.

Martin Mortgage Financial is a finance institution located at 10121 East Adamo Drive, Tampa, Florida, United States. Our success is rooted in our deep understanding of FHA loan programs, Conventional, Investors programs, and Home Down Payment Assistant options. We prioritize attention to detail and excellent customer service to ensure a smooth lending process. At Martin Mortgage Financial, we are passionate about helping you personalize financing for your dream home in your ideal location. Our team is dedicated to guiding you through each step of the mortgage lending process. Contact us today to get started on achieving your homeownership goals. Additionally, as springtime approaches, consider making small changes to your home to freshen it up after the winter months. While it's possible to buy a property without a real estate agent, we recommend using the services of a licensed agent to ensure a smoother transaction. Mortgage lenders typically require borrowers to include taxes and insurance payments in their monthly mortgage payment for deposit in an escrow account. This helps homeowners set money aside each month to cover insurance premiums and property taxes, avoiding large payments each year. Request personalized rates and fees based on your unique goals with Martin Mortgage Financial. NMLS 1882582, Broker NMLS 1824531.

Reliable Mortgage Professionals LLC, located at 5401 West Kennedy Boulevard in Tampa, Florida, is a finance institution dedicated to helping individuals obtain financing for one of the biggest moments in their lives - purchasing a home. With a team of dedicated loan experts, we provide one on one guidance throughout the entire process. Before starting your house hunt, it is important to have an approval letter, which you can apply for online for free. We pride ourselves on being your partner on the path to a new home. Our mortgage calculator allows you to get an idea of what your monthly payments could look like by entering different home prices and down payment amounts. Visit our learning hub to gain more mortgage knowledge. Our Experts work to ensure a smooth closing process, with an average closing time of around 30 days - faster than the industry average. For fully online closings, we utilize video conferencing apps and electronic transfers for payments and document signing.

Eddie Beauduy at Guaranteed Rate (NMLS #232864) is a finance institution located at 1408 North Westshore Boulevard, Tampa, Florida, United States. We offer the right advice to help you find the perfect mortgage for your needs. With options as little as 3% down, we provide the competitive edge you need to purchase the home you desire. Overcoming the obstacle of a down payment is made possible with grants and programs available from federal and local governments for homeownership. We offer VA loans, FHA loans, and USDA loans with 0-10% down payment requirements as the initial home investment.

Jen Martinez Mortgage is a leading finance institution located at 5601 Mariner Street in Tampa, Florida, United States. With a focus on providing exceptional mortgage services, our team of experienced professionals is dedicated to helping clients achieve their homeownership goals. Whether you are a first-time buyer or looking to refinance, Jen Martinez Mortgage offers personalized solutions tailored to your specific needs. Contact us today to learn more about our competitive rates and expert guidance in navigating the mortgage process.

Welcome to Titan Contracting LLC Located at 2558 Fourth Street, Fort Myers, Florida, Titan Contracting LLC is your premier choice for comprehensive residential and commercial construction services in Southwest Florida. As an industry leader, we proudly extend our services to the Jacksonville and Tampa areas, bringing our expertise and commitment to quality to more communities.

Welcome to Helping Hands Mediation Services, your trusted partner in navigating the complexities of divorce and financial separation with dignity and respect. Located at 8282 Sycamore Drive, New Port Richey, Florida, we specialize in mediation and document preparation to help you take control of your future. At Helping Hands Mediation Services, we understand that divorce doesn't always have to be a conflict-ridden, adversarial process. Many couples can work together amicably to reach a mutually satisfying agreement, leading to an uncontested divorce. This approach is not only more peaceful but also more cost-effective, allowing you to retain more of your finances for your future and your children's well-being.

Welcome to Truist - ATM, your reliable financial partner located at 6704 Memorial Highway, Tampa, Florida 33615. As a part of Truist Financial Corporation, we are committed to providing a comprehensive range of financial services tailored to meet your needs. Whether you're looking to see if you're pre-qualified for a Truist credit card, or seeking the right loan, our team is here to assist you. At Truist, we offer a wide array of banking products and services through our affiliates. Our offerings include loans, deposit accounts, trust and investment management services, securities, brokerage accounts, and insurance solutions. Our services are delivered by Truist Bank, Member FDIC, Truist Investment Services, Inc., and Truist Advisory Services, Inc., all of which are recognized and registered entities ensuring the highest standard of service.

Welcome to Investment Realty, your trusted partner in navigating the dynamic real estate market of Tampa Bay and beyond. Located at 5741 9th Avenue North, St. Petersburg, Florida, we specialize in finance, insurance, and real estate services tailored to meet your needs. As the Tampa housing market continues to grow, with increasing property values and strong appreciation prospects, our expert real estate agents are here to guide you through every step of your home buying or selling journey. Recognized as a discounted real estate firm, we offer competitive commission rates between 2-5%, ensuring you save money on your next transaction.