Homeownership in California

Loan Direct, LLC is a finance institution located at 245 Fischer Avenue, Costa Mesa, California, United States. We specialize in providing financial assistance to individuals who may lack credit or income sources. Our No-Doc Loan program is designed for those with no income or credit history. We also accept ITIN as a form of identification. With just 20% down on jumbo loan mortgages, we can help make your dream home a reality. Our experienced team of lending specialists is here to assist you every step of the way. Whether you are self-employed, have inconsistent income, or have experienced credit mishaps, we have solutions for you.

Pinnacle Home Loans is a leading finance institution located at 525 College Avenue in Santa Rosa, California, United States. Specializing in home loans, Pinnacle offers a wide range of mortgage options to help individuals and families achieve their homeownership goals. With a team of experienced professionals, Pinnacle Home Loans provides personalized service and guidance throughout the loan process, ensuring a smooth and seamless experience for their clients. Whether you're a first-time homebuyer or looking to refinance, Pinnacle Home Loans is dedicated to helping you secure the best financing solution for your needs.

Solcosta Home Loans is a finance institution located at 1030 Seminary Street in Napa, California, United States. Specializing in a variety of loan options, Solcosta Home Loans offers conventional loans with as low as a 3% down payment, FHA loans with flexible credit requirements and only 3.5% down, as well as options for eligible veterans and servicemembers to purchase a home with no down payment required. Jumbo loans are also available for larger loan amounts, up to $3 million with just 10% down. For self-employed borrowers and real estate investors, Solcosta Home Loans offers bank statement loans and DSCR loans that streamline the process with no tax returns required. Down payment assistance programs, such as CalHFA, are also available to help eliminate the hurdle of saving for a down payment.

Hilda Hensley - Benchmark Mortgage Napa Valley is a reputable finance institution located at 4123 Solano Avenue in Napa, California, United States. As the Branch Manager, Hilda Hensley is dedicated to helping clients get pre-approved for their new homes, making them serious buyers in the eyes of sellers. The institution offers a transparent mortgage loan process, with a custom-built tool to guide clients every step of the way, from finding a loan officer to receiving the keys to their new home. Hilda Hensley also shares valuable insights through her blog on market trends, mortgage tips, financial benefits of homeownership, and more. Whether you are looking to buy or sell, or simply browsing for information, Hilda Hensley and her team of professionals are ready to assist you. With a service model based on Benchmark Core Values, the institution prides itself on providing personal service, competitive rates, and efficient loan processing that exceeds expectations.

Caliber Home Loans is a finance institution located at 1001 2nd Street in Napa, California, United States. They specialize in providing home loans to individuals looking to purchase or refinance their homes. With a commitment to personalized service and competitive rates, Caliber Home Loans strives to help customers achieve their dream of homeownership. Their experienced team of loan officers are dedicated to guiding clients through the loan process, ensuring a smooth and efficient experience. Whether you are a first-time homebuyer or a seasoned homeowner, Caliber Home Loans is here to help you secure the financing you need.

Mortgage Solutions, Inc is a reputable finance institution located at 1775 Lincoln Avenue in Napa, California, United States. We specialize in providing tailored mortgage solutions to meet the individual needs of our clients. Our team of experienced professionals is dedicated to helping you navigate the complex world of home financing with ease. Whether you are a first-time homebuyer or looking to refinance your current mortgage, Mortgage Solutions, Inc is here to guide you every step of the way. Contact us today to learn more about our services and how we can assist you in achieving your homeownership goals.

Bay Equity LLC is a finance institution located at 770 Tamalpais Drive in Corte Madera, California. As a leading mortgage lender, they provide a wide range of financial services to help individuals and families achieve their homeownership goals. With a dedicated team of professionals, Bay Equity LLC offers personalized solutions and expert guidance to ensure a smooth and successful borrowing experience. Whether you are looking to purchase a new home, refinance your existing mortgage, or explore other financial options, Bay Equity LLC is committed to providing exceptional service and support every step of the way.

Phil Caulfield NMLS #386911 is a mortgage specialist at BMO Harris Bank located at 149 Park Road in Burlingame, California. With a focus on providing banking and finance services, Phil Caulfield is dedicated to helping clients navigate the mortgage process with ease. As a member of BMO Bank N.A., customers can trust in the security and reliability of their financial products and services. In accordance with federal law, Phil Caulfield and his team are committed to verifying the identity of each individual or entity that opens an account to prevent fraud and money laundering. By providing personalized assistance and access to a wide range of financial resources, Phil Caulfield NMLS #386911 strives to help clients achieve their homeownership goals. Please note that third party websites linked to BMO may have different privacy and security policies, so it is important to review them carefully. Additionally, the information provided is not intended to serve as tax or legal advice, and clients are encouraged to consult with their own legal and tax advisors for personalized guidance.

Jay Sondhi, U.S. Bank Home Mortgage is a leading financial institution located at 1998 Mountain Boulevard in Oakland, California. As a trusted bank specializing in home mortgages, we offer a wide range of financial services to help you achieve your homeownership goals. Our team of experienced professionals is dedicated to providing personalized assistance and expert guidance throughout the mortgage process. Whether you are a first-time homebuyer or looking to refinance your existing home, Jay Sondhi, U.S. Bank Home Mortgage is here to help you make informed financial decisions. Visit us today to learn more about our competitive rates and flexible loan options.

Cornerstone Real Estate and Home Loans Inc. is a finance and real estate agency located at 543 Merchant Street, Vacaville, California, United States. Our team is dedicated to simplifying the real estate transaction process for our clients by combining real estate and home financing solutions with our proprietary technology. We strive to make handling paperwork easy so that you can focus on finding a home you love. Whether you are buying, selling, or refinancing a home, our experienced team at Cornerstone is here to provide you with comprehensive real estate and home loan services in terms that are easy to understand. With over 4000 successful transactions and satisfied clients, you can trust us to guide you through your real estate journey.

Mason-McDuffie Mortgage Corporation is a finance institution located at 2333 San Ramon Valley Boulevard in San Ramon, California, United States. They specialize in providing mortgage services to individuals and families looking to purchase or refinance their homes. With a team of experienced professionals, Mason-McDuffie Mortgage Corporation offers personalized solutions to help clients achieve their homeownership goals. Their dedication to customer service and expertise in the mortgage industry make them a trusted partner for all your home financing needs.

Reliance Financial is a leading institution in California that specializes in mortgage brokerage and lending services. Located at 11501 Dublin Boulevard, Dublin, California, the institution offers personalized five-star service to help clients achieve their homeownership goals. Customers rave about the exceptional service they receive from the team at Reliance Financial, describing them as knowledgeable, transparent, and supportive throughout the entire process. Whether you are a first-time buyer or a seasoned homeowner, the team at Reliance Financial will guide you every step of the way to ensure you get the best rates and terms for your home loan.

Welcome to Providential Mortgage, a full-service mortgage company located in Fremont, CA. Our team, led by Tuan, is dedicated to helping you achieve your dream of homeownership or save money through refinancing into a lower monthly payment. With a wide range of refinance options available, we strive to meet the individual needs of each borrower. Our exceptional service and knowledgeable team have earned us numerous 5-star reviews on Yelp. Whether you're looking for cash out or a better rate and term, we are here to assist you every step of the way. Contact us today to experience the difference with Providential Mortgage.

Tom McGuire at KCM Home Loans is a reputable financial institution located at 536 Davis Street in Vacaville, California. Specializing in home loans, this institution offers personalized and professional services to help clients achieve their dream of homeownership. With a team of experienced professionals, Tom McGuire at KCM Home Loans is dedicated to providing expert guidance and support throughout the loan process. Whether you are a first-time homebuyer or looking to refinance, this institution is committed to helping you secure the best mortgage options tailored to your specific needs. Visit Tom McGuire at KCM Home Loans today to start your journey towards purchasing or refinancing your home.

Guild Mortgage - Kristina Bailey is a finance institution located at 2050 Peabody Road, Vacaville, California, United States. Kristina Bailey has over 20 years of experience in the mortgage industry and is dedicated to helping clients achieve their dream of homeownership. She is passionate about educating clients on their mortgage options and finding affordable solutions. Kristina communicates effectively and keeps clients informed throughout the process. She works with a team of specialists to provide financing options for various situations, from down payment assistance programs to jumbo loans. Guild Mortgage Company is an Equal Housing Opportunity lender and is licensed in multiple states. Kristina Bailey is committed to providing exceptional service and helping clients navigate the mortgage process with confidence.

Caliber Home Loans is a finance institution located at 6600 Koll Center Parkway in Pleasanton, California. They specialize in providing home loans to help individuals achieve their dream of homeownership. With a focus on excellent customer service and competitive rates, Caliber Home Loans is dedicated to helping their clients navigate the home buying process with ease. Whether you are a first-time homebuyer or looking to refinance your current mortgage, Caliber Home Loans is committed to providing personalized solutions to meet your financial needs.

Finance of America Mortgage LLC in Elk Grove, California is a leading financial institution specializing in mortgage services. With a NMLS license number of 81395, our team of experienced professionals is dedicated to helping clients achieve their homeownership goals. Located at 9250 Laguna Springs Drive, Elk Grove, our institution offers a wide range of mortgage products and personalized solutions to meet the unique needs of each client. Whether you are a first-time homebuyer or looking to refinance your current home, Finance of America Mortgage LLC is committed to providing exceptional service and guidance throughout the loan process. Contact us today to learn more about how we can assist you with your financial needs.

Kyle Beagle is an experienced Executive Loan Officer at Rocket Mortgage Local, located at 19620 Stevens Creek Boulevard in Cupertino, California. With a NMLS ID of 450922, Kyle is dedicated to helping clients navigate the loan process with ease and expertise. Whether you're looking to purchase a new home or refinance your current mortgage, Kyle and his team are committed to providing personalized financial solutions tailored to your specific needs. Trust Kyle Beagle and Rocket Mortgage Local to help you achieve your homeownership goals.

Global Mortgage is a finance institution located at 17760 Monterey Street in Morgan Hill, California. We specialize in providing assistance for all your California mortgage needs, whether you are consolidating debt, refinancing your home, or purchasing your first house. With better rates, terms, and lower fees than other types of loans, we can help you save money and make the process fast and enjoyable. Our team is dedicated to providing quality customer service and putting your needs first. You can apply online today to take advantage of our expertise in the residential lending industry. We offer a variety of loan programs, including Purchase, Refinance, and Specialized Loans. If you want to learn more about the mortgage process, check out our helpful videos on our website. Let Global Mortgage help you achieve your homeownership goals.

Zoe Raithel at CrossCountry Mortgage is a reputable finance institution located at 1925 Spring Street in Paso Robles, California. With NMLS# 894102, they offer a wide range of mortgage services to assist individuals in achieving their homeownership goals. Their team of experienced professionals is dedicated to providing personalized and efficient service to each client. Whether you are a first-time homebuyer or looking to refinance, Zoe Raithel at CrossCountry Mortgage is committed to helping you navigate the mortgage process with ease and confidence.

BluPrint Home Loans in Long Beach, California, is a trusted finance institution led by industry expert Hans Stone. With over 18 years of experience in the mortgage industry, Hans and his team prioritize customer service and satisfaction. They offer a variety of financing options tailored to fit each client's budget and needs. Located at 5280 2nd Street, Long Beach, BluPrint Home Loans provides exceptional support to clients, realtor partners, and team members. Hans Stone's dedication to fostering strong relationships and embracing innovation sets BluPrint Home Loans apart as a top producer in the mortgage industry.

Chris Clark - Smart Home Mortgage is a finance institution located at 300 East Esplanade Drive in Oxnard, California, United States. Specializing in mortgage services for smart home buyers, they offer personalized financial solutions to help clients achieve their homeownership goals. With a team of experienced professionals, Chris Clark - Smart Home Mortgage provides expert guidance and support throughout the mortgage process. Whether you are a first-time homebuyer or looking to refinance, this institution is dedicated to helping you secure the best mortgage options tailored to your needs.

Frank Salazar - GEM Mortgage is a finance institution located at 2775 North Ventura Road in Oxnard, California, United States. Specializing in mortgage services, they provide expert guidance and support to clients seeking home loans. With a commitment to personalized service and a wealth of experience in the industry, Frank Salazar - GEM Mortgage is dedicated to helping individuals and families achieve their homeownership goals. Whether you are a first-time homebuyer or looking to refinance, their team of professionals is ready to assist you every step of the way. Visit their office in Oxnard today to learn more about their services and how they can help you secure the perfect mortgage for your needs.

Equitable Lending is a finance institution located at 2824 South Robertson Boulevard in Los Angeles, California, United States. We specialize in providing personalized lending solutions for individuals looking to achieve their dreams of homeownership. Our team of experts will work with our network of lenders to find the best rates and loan programs to fit your needs. We can prequalify you online, so you can make an offer with confidence that it will be accepted. With our fast and efficient funding process, we make getting a loan a breeze. At Equitable Lending, we believe in financial harmony and equal opportunities for all. Our goal is to help you overcome income disparities and credit challenges to achieve your aspirations. Contact us today to see how we can help you on your journey to homeownership.

The Joe Soto Team - Home Loan Specialists is a reputable finance institution located at 6101 Ball Road in Cypress, California, United States. Known for their expertise in home loans, their team of specialists are dedicated to helping clients achieve their dream of homeownership. With a focus on personalized service and attention to detail, they strive to provide the best financial solutions tailored to each individual's needs. Whether you are a first-time homebuyer or looking to refinance, The Joe Soto Team is committed to guiding you through the loan process with professionalism and integrity.

IPL Mortgage is a leading finance institution located at 120 Newport Center Drive in Newport Beach, California, United States. Specializing in mortgage services, IPL Mortgage provides expert advice and personalized solutions to help clients secure the best possible financing for their home purchase or refinancing needs. With a team of experienced professionals and a commitment to exceptional customer service, IPL Mortgage is dedicated to making the mortgage process smooth and stress-free for all clients. Contact us today to learn more about how IPL Mortgage can help you achieve your financial goals.

Fairway Independent Mortgage Corporation is a leading finance institution located at 130 Newport Center Drive in Newport Beach, California, United States. With a commitment to providing exceptional mortgage services, Fairway Independent Mortgage Corporation offers a wide range of loan options to help individuals achieve their homeownership goals. Their team of experienced professionals is dedicated to providing personalized and efficient service to ensure a smooth and stress-free mortgage process. Whether you are a first-time homebuyer or looking to refinance, Fairway Independent Mortgage Corporation is here to help you navigate the complexities of the mortgage industry and find the best solution for your financial needs.

Jackie Barikhan - Summit Lending is a finance institution located at 17011 Beach Boulevard, Huntington Beach, California, United States. They specialize in providing cash flow loans for investment properties, offering an alternative to traditional tax returns. Clients have praised Jackie for her efficiency, professionalism, and caring nature. She has helped many individuals and families achieve their dream of homeownership, even in stressful situations. The institution also offers tips on boosting credit scores and staying updated on mortgage laws. My Lender Jackie is known for providing fast, customized quotes with great rates and integrity. You can contact them at 949-600-0944 or visit www.talkwithJackie.com to set up an appointment. Additionally, they sponsor The Christmas Mortgage Miracle on The Answer 96.1 FM/1170 AM, where winners can receive mortgage or rent payments for 2024.

Americorp Mortgage Company is a reputable finance institution located in Laguna Niguel, California. Specializing in mortgage services, Americorp offers a wide range of financial solutions to help individuals and families achieve their homeownership goals. With a team of experienced professionals, Americorp Mortgage Company is dedicated to providing personalized and reliable service to each client. Whether you are a first-time homebuyer or looking to refinance, Americorp Mortgage Company is committed to helping you navigate the complexities of the mortgage process with ease. Visit their office at 140 Cameray Heights to learn more about their services and how they can assist you in achieving your financial goals.

Full Circle Home Loans is a reputable finance institution located in Upland, California. Our experienced team is dedicated to providing personalized mortgage solutions to help individuals and families achieve their dream of owning a home. Whether you are a first-time homebuyer or looking to refinance, we offer a full range of loan options to suit your needs. With a commitment to transparency and excellent customer service, Full Circle Home Loans is your trusted partner in the home loan process. Visit us at 99 East C Street today to start your journey towards homeownership.