Fred loya insurance office locations in Santa Maria, California

Fred Loya Insurance, located at 1482 South Broadway in Santa Maria, California, is an insurance agency that offers the convenience of choosing your down payment and monthly payments. Your auto insurance policy can be issued the same day, with discounts that may vary by state and certain restrictions that apply. Most states require liability car insurance, which covers property damage and bodily injury expenses if you cause a car accident. Comprehensive coverage pays for repair and replacement costs in incidents other than collisions, such as theft, vandalism, or natural disasters. Collision coverage covers vehicle repairs in accidents with other vehicles or non-moving objects.