Fred loya insurance office hours in Hayward, California

Fred Loya Insurance, located at 20505 Hesperian Boulevard in Hayward, California, is a reliable insurance agency that offers the convenience of choosing your down payment and monthly payments. Your auto insurance policy can be issued the same day, with discounts that may vary by state and certain restrictions that apply. Most states require liability car insurance, which covers property damage and bodily injury expenses in case you cause a car accident. Comprehensive coverage pays for repair and replacement costs in incidents other than collisions, such as theft, vandalism, or natural disasters. Collision coverage covers your vehicle repair costs in accidents with other vehicles or non-moving objects.