Fixed rate mortgage loans in Santa Clara, California

Umpqua Bank Home Lending, located at 225 West Santa Clara Street in San Jose, California, has been serving the community for over 50 years. They offer a variety of fixed and adjustable rate mortgages for buying, remodeling, and refinancing homes. Their Loan Officers are available to guide first-time homebuyers through the process and explore financing options. They also provide options for higher loan limits, federal and Oregon veterans' home loan programs, as well as FHA, USDA, and state bond programs for low down-payment options. Umpqua Bank Home Lending also offers financing for second homes and investment properties. They provide lines of credit with flexible payment options and no origination fees. For assistance, customers can call (866) 470-2852 Monday through Friday. Umpqua Bank Home Lending is a Member FDIC, Equal Housing Lender, and SBA Preferred Lender.

ERATE is a finance institution located at 4701 Patrick Henry Drive in Santa Clara, California, United States. When it comes to finding the best mortgage rate, ERATE understands that it's not just about the lowest interest rate available. They help clients select a home loan based on their financial goals, ownership duration, and credit history, offering adjustable rates for short-term stays and fixed rates for long-term stability. In addition to mortgage services, ERATE also offers information on refinancing, including the three common types of refinanced mortgages. They advise clients to stay informed and consider their financial goals when navigating the mortgage market, as rates can change unexpectedly.