First time home buyer loans in Eureka, California

Welcome to Umpqua Bank Home Lending, located at 701 5th Street, Eureka, California. For over 50 years, we've proudly partnered with our community, providing personalized home lending solutions to help you buy, remodel, or refinance your home. Whether you're a first-time homebuyer or looking to invest, our dedicated Loan Officers are here to guide you every step of the way. We offer a variety of mortgage options including fixed and adjustable-rate mortgages (ARMs) to suit your needs. If you're dreaming big, explore our programs with higher-than-conventional loan limits. Veterans can take advantage of our specialized loan programs with up to 100% financing. First-time buyers and those seeking low down-payment options can benefit from our FHA, USDA-Rural Development, and state bond programs.