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Fred Loya Insurance is a reputable insurance agency located at 1234 North Hacienda Boulevard, La Puente, California, United States. They offer the convenience of choosing your down payment and monthly payments, with auto insurance policies that can be issued the same day. Discounts may vary by state, with certain restrictions applying. Most states require liability car insurance, which covers property damage and bodily injury expenses if you cause a car accident. Comprehensive coverage pays for repair and replacement costs in incidents other than collisions, such as theft, vandalism, or natural disasters. Collision coverage covers vehicle repairs in accidents with other vehicles or objects.