Financial aspirations in San Francisco, California

Located at 257 Longford Drive in South San Francisco, California, the Unitek College South San Francisco Campus offers a range of healthcare programs including Nursing, Medical Assisting, Dental Assisting, and Physical Therapist Assistant Training. With experienced professionals, smaller class sizes, and various facilities, students can complete their education in less time. Whether you are starting fresh or looking to advance your career, Unitek College provides hands-on training and industry support to help you succeed. From LVN programs to BSN degrees, the institution offers traditional, online, and hybrid programs to meet your needs. The institution is committed to producing excellent graduates who are prepared to serve their communities in healthcare and nursing. With convenient locations, career development services, financial aid options, and accreditation from various agencies, Unitek College is a reputable choice for aspiring healthcare professionals.

Merrill Lynch Financial Advisor Russell Blockhus, located at 555 California Street, San Francisco, California, United States, is a finance institution offering comprehensive wealth management strategies. Russell Blockhus and his team of investment industry professionals leverage the global resources of Merrill and the banking convenience of Bank of America to provide clients with personalized financial plans. With over 5 years of experience in the financial services industry, Russell Blockhus specializes in lending, multi-generational wealth management, tax efficient investing, and hosting financial wellness educational seminars for major organizations. The institution offers the Merrill Personal Wealth Analysis™ to create personalized plans centered on clients' goals and priorities. By understanding each client's unique needs and aspirations, Russell and his team design and implement tailored financial strategies to help manage investment risk and achieve financial goals. The team is committed to helping clients navigate changes in their lives and the financial markets, offering ongoing support and guidance. With a focus on building long-term relationships, Merrill Lynch Financial Advisor Russell Blockhus is dedicated to helping clients achieve their financial goals and live their best financial life.

Merrill Lynch Financial Advisor Shad Roundy is a seasoned financial advisor with over 10 years of experience in the industry. Starting his career in Honolulu, Shad has managed branches in Hawaii and California before joining Merrill Lynch Wealth Management in 2021. Located at 3255 West March Lane in Stockton, California, Shad serves clients across the San Francisco East Bay area, the Central Valley, and Hawaii. As a Senior Financial Advisor, Shad offers personalized financial planning services through Merrill Personal Wealth Analysis™, focusing on your goals and priorities. He believes in building a strong relationship with clients, understanding their needs and aspirations to create a tailored financial approach. By utilizing the Investment Personality Assessment, Shad can refine your investing preferences and develop a customized strategy to help you reach your financial goals.

Lendmark Financial Services LLC is a trusted finance institution located at 949 El Camino Real in South San Francisco, California. We provide a wide range of financial services to meet the needs of individuals and businesses alike. Our experienced team is dedicated to helping our clients achieve their financial goals through personalized solutions and exceptional customer service. Whether you are looking for a loan, investment advice, or other financial services, Lendmark Financial Services LLC is here to help you every step of the way. Contact us today to learn more about how we can assist you in reaching your financial aspirations.

Merrill Lynch Financial Advisor Noreen S Chiu is a finance institution located at 555 California Street in San Francisco, California, United States. Noreen Chiu can help manage your wealth by creating a personalized strategy tailored to your financial goals and priorities. With access to investment insights from Merrill and banking solutions from Bank of America, Noreen can assist you in pursuing your financial objectives. She believes in building a strong relationship with her clients, understanding their aspirations, and providing guidance on investments, retirement planning, education funding, and more. Noreen offers personalized wealth management strategies to help you achieve your goals and stay on track, even as life and the markets change. By getting to know you and your family, she can create a financial approach that aligns with your values and helps you navigate market fluctuations. Whether you're planning for the future, saving for a major purchase, or passing on wealth to future generations, Noreen is dedicated to helping you succeed. Contact Noreen Chiu for personalized financial advice and strategies tailored to your unique needs.

Merrill Lynch Financial Advisor Anna Karpova, located at 555 California Street, San Francisco, California, United States, offers personalized wealth management strategies tailored to your financial goals. With access to the investment insights of Merrill and the banking solutions of Bank of America, Anna Karpova can help you create a flexible financial plan that adapts to changing market conditions. By participating in the community and volunteering with local organizations, Anna Karpova demonstrates a commitment to serving clients beyond financial advice. Through the Merrill Personal Wealth Analysis™, Anna Karpova can develop a personalized plan centered on your aspirations and priorities. By understanding your investment personality and preferences, she can customize a financial approach to help you pursue what matters most to you. With ongoing discussions and adjustments to your financial approach, Anna Karpova aims to keep you on track to achieve your goals, whether it's planning for retirement, funding education, or passing wealth to future generations.

Merrill Lynch Financial Advisor Christopher Sinclair, located at 555 California Street, San Francisco, California, United States, offers personalized wealth management strategies tailored to your specific financial goals. With access to investment insights from Merrill and banking solutions from Bank of America, Christopher Sinclair can help you navigate today's changing market conditions and create a flexible strategy to help you pursue your aspirations. As a part of the Merrill Lynch Wealth Management team, Christopher Sinclair is dedicated to understanding what matters most to you and your family. Through the Merrill Personal Wealth Analysis™, a personalized plan can be developed centered on your goals and focused on achieving what you want in the future. By engaging in thoughtful conversations and listening to your needs, Christopher Sinclair works to design and implement a wealth management approach that aligns with your values and priorities.

Merrill Lynch Financial Advisor Jeremy R Yuster, located at 555 California Street in San Francisco, California, offers personalized wealth management strategies tailored to your individual financial goals and priorities. With access to the investment insights of Merrill and the banking solutions of Bank of America, Jeremy Yuster can help you create a flexible financial strategy that adapts to changing market conditions. By participating in the community and volunteering with local organizations, Jeremy Yuster exemplifies the deep-seated Merrill tradition of serving the communities we live in. Through the Merrill Personal Wealth Analysis™ and Investment Personality Assessment, Jeremy Yuster can help you build a personalized financial plan that aligns with your aspirations and values. Whether you are planning for retirement, saving for a major purchase, or passing on wealth to future generations, Jeremy Yuster will work with you to develop a customized approach to address your financial needs. With a focus on understanding your goals and priorities, Jeremy Yuster aims to help you achieve financial success by turning your goals into reality. By regularly reviewing and adjusting your financial approach, Jeremy Yuster can help you stay on track to reach your objectives. As a Merrill Lynch Wealth Management Advisor, Jeremy Yuster is dedicated to putting you first and providing comprehensive financial solutions tailored to your unique needs. Contact Jeremy Yuster to start working towards your financial goals today.

Merrill Lynch Financial Advisor Robert East, located at 555 California Street, San Francisco, California, United States, offers personalized wealth management strategies tailored to your individual financial goals. With access to the investment insights of Merrill and the banking solutions of Bank of America, Robert East can help you navigate today's ever-changing market conditions. By participating in the communities they serve, Robert East follows the Merrill tradition of giving back through volunteering. The institution believes in building a personalized plan centered around your aspirations and priorities, whether it's planning for retirement, saving for a home, or funding education. Through the Investment Personality Assessment, Robert East aims to understand your investing preferences and customize a financial approach to help you achieve what matters most to you. By continuously revisiting and adjusting your financial plan as your life and goals evolve, Robert East is committed to helping you stay on track towards financial success. With a focus on understanding you personally and addressing your unique needs, Robert East works to turn your financial goals into reality. Contact Robert East today to start your journey towards financial well-being and achieving your aspirations.

Merrill Lynch Financial Advisor Thomas F Kendrick is a Senior Financial Advisor located at 555 California Street in San Francisco, California, United States. With over 35 years of experience, Thomas Kendrick works with clients to develop long-term financial strategies focusing on retirement, investment management, and legacy planning. He is dedicated to delivering excellent service and helping clients pursue their financial goals. The institution offers personalized financial plans through the Merrill Personal Wealth Analysis™ to help clients achieve their aspirations. The team at Merrill Lynch Wealth Management is committed to building strong client relationships based on trust and personalized service. By understanding each client's goals and priorities, the institution provides customized financial approaches to help manage, grow, and preserve wealth. Thomas Kendrick is registered to do business in several states and offers personalized investment strategies along with comprehensive financial solutions from Bank of America. The institution emphasizes staying on track with financial goals regardless of market fluctuations. Clients can expect the latest investment insights, tips, and strategies to help them live their best financial life. It is important to note that investing involves risk and clients should consult legal and tax advisors before making financial decisions. The institution does not provide legal, tax, or accounting advice, but offers a range of brokerage, investment advisory, and financial planning services. With a focus on understanding clients' unique needs and financial situations, Merrill Lynch Financial Advisor Thomas F Kendrick aims to help clients achieve their financial goals.

financial future, saving for a child’s education, or investing for retirement, our team at Merrill Lynch Financial Advisor Ravi K Bhalla is here to help. Located at 555 California Street in San Francisco, California, our team, led by Ravi Bhalla and Amanda Spence, Wealth Management Advisors, is dedicated to providing personalized service and building strong client relationships based on trust. Supported by the global resources of Merrill, our team specializes in wealth management strategies, fixed income investing, estate planning services, and more. We offer custom home and structured lending options to complement your long-term goals and resources, as well as risk management solutions including life insurance, long-term care planning, and liquidity events.

Merrill Lynch Financial Advisor Patrick Phillips is a reputable financial institution located at 555 California Street, San Francisco, California, United States. Specializing in finance, Patrick Phillips is dedicated to building and maintaining strong relationships with clients. With a passion for helping individuals and families make important financial decisions, Patrick offers personalized wealth management strategies tailored to each client's unique goals and priorities. By providing access to investment insights from Merrill and banking solutions from Bank of America, Patrick works to create flexible strategies that adapt to changing market conditions. Through the Merrill Personal Wealth Analysis™, clients can receive personalized plans centered around their specific goals and aspirations. Patrick's approach focuses on understanding each client's individual needs and designing a customized plan to help them pursue financial success while managing investment risk.

Merrill Lynch Financial Advisor Hins Teoh, located at 555 California Street in San Francisco, California, is a finance institution dedicated to helping clients achieve their financial goals. Hins Teoh, a Wealth Management Advisor with Merrill Lynch since 2007, is a Certified Financial Planner with a degree in Business Administration. With expertise in Investments Portfolio Management, Annuities, and Estate Planning Strategies, Hins Teoh is committed to serving the community through volunteering. The institution offers personalized financial planning through Merrill Personal Wealth Analysis™, focusing on the client's family, goals, and priorities. By understanding each individual's investing preferences and financial goals, the institution creates customized financial approaches to help clients pursue their aspirations. With access to Merrill's investment insights and Bank of America's banking solutions, clients can develop a comprehensive plan to manage, grow, and preserve their wealth. The institution emphasizes the importance of regular check-ins to adapt the financial approach to reflect changes in the client's life and goals. Through a dedicated one-on-one relationship with a Merrill Lynch Wealth Management Advisor, clients receive personalized investment strategies and comprehensive financial solutions. The institution is committed to helping clients achieve their financial goals while navigating the complexities of the financial markets.

Merrill Lynch Financial Advisor Joseph M Nowak, located at 101 California Street, San Francisco, California, United States, is a prestigious finance institution supported by the global resources of Merrill. The team of talented and experienced individuals is dedicated to building strong client relationships based on trust and personalized service. Your financial advisor at Merrill Lynch Wealth Management focuses on your family, goals, and priorities, adapting to changes over time. By starting with a conversation to identify and prioritize your goals, the advisor helps you make investment decisions aligned with your values and aspirations. The Investment Personality Assessment is used to customize your financial approach and provide insights tailored to your preferences. With access to the resources of Merrill and Bank of America, the advisor helps you develop a plan to manage, grow, and preserve your wealth. The mission is to understand you and what matters most, designing a personalized plan to pursue your financial goals while managing investment risk. Merrill Personal Wealth Analysis™ is used to build a plan centered on your goals. Regular check-ins ensure your financial approach reflects changes in your life and the markets. Together, you and your advisor review your progress and make adjustments to stay on track. The dedicated one-on-one relationship with a Merrill Lynch Wealth Management Advisor ensures personalized investment strategies and comprehensive financial solutions. Certified by the CFP Board, the advisor provides insights, tips, and strategies to help you live your best financial life. Investing involves risk, and it is important to consult legal and tax advisors before making financial decisions. Merrill offers a range of services, including brokerage and investment advisory, with differences in advice, fees, and obligations. The institution is committed to helping you achieve your goals and navigate the complexities of your financial life.

Merrill Lynch Financial Advisor Laura Rose Rennels, located at 555 California Street, San Francisco, California, United States, is a finance institution that prioritizes understanding your life goals and aspirations. They believe in creating personalized financial plans tailored to you, your family, and your future. By asking smart questions and listening carefully, they aim to design a comprehensive financial strategy to help you achieve your personal financial goals while managing investment risks. Their approach focuses on collaborating with you to identify and prioritize your most important goals, whether it be planning for retirement, saving for a home, or funding a child's education. With access to investment insights from Merrill and banking solutions from Bank of America, they work with you to develop a financial plan that addresses your specific needs.

Merrill Lynch Financial Advisor Matthew S Mayer is a finance institution located at 555 California Street, San Francisco, California, United States. At Merrill Lynch, every relationship begins with a conversation to help you identify and prioritize your financial goals. Whether you're planning for retirement, saving for a home, or funding your child's education, the team at Merrill Lynch is dedicated to understanding your needs and helping you achieve your aspirations. Through the Investment Personality Assessment, Merrill Lynch can tailor a financial approach that aligns with your investing preferences and goals. The team at Merrill Lynch believes in personalized service and building strong client relationships based on trust. With access to investment insights and banking solutions from Bank of America, Merrill Lynch Financial Advisor Matthew S Mayer can help you manage, grow, and preserve your wealth while addressing your financial needs. Contact Merrill Lynch Financial Advisor Matthew S Mayer to start designing a personalized plan that can help you pursue your financial goals and navigate market fluctuations.

Merrill Lynch Financial Advisor Kevin J Fernandez is a finance institution located at 555 California Street, San Francisco, California, United States. Dedicated to managing your wealth, Kevin Fernandez offers personalized wealth management strategies tailored to your individual financial goals. With access to the investment insights of Merrill and the banking solutions of Bank of America, Kevin can help you navigate today's changing market conditions. Kevin follows the deep-seated Merrill tradition of community involvement, volunteering with organizations in the local area. Through Merrill Personal Wealth Analysis™, Kevin can help you build a personalized financial plan centered on your goals and aspirations. By understanding your investment personality and preferences, Kevin can customize a financial approach to help you pursue what matters most to you.

ial plans are those that are personalized to each individual client's unique goals and values. As a financial advisor at Merrill Lynch, Robert B Murtagh is dedicated to helping clients achieve their ambitions and live fulfilling lives. Located at 555 California Street in San Francisco, California, Bob has built a strong reputation over the past 13 years for his personalized approach to financial planning. Bob's philosophy is to do more for fewer clients, allowing him to provide exceptional levels of acumen and attention to each individual and their family. He believes in passing along wisdom with wealth, ensuring that clients understand the risks they take financially and externally. By working closely with clients, their CPAs, attorneys, and specialists, Bob creates comprehensive financial strategies that address retirement planning, liability management, asset allocation, college planning, and more.

Merrill Lynch Financial Advisor Christopher Maher is located at 555 California Street in San Francisco, California, United States. This finance institution offers personalized services supported by the global capabilities of a reputable institution. Christopher Maher, a Senior Vice President and Private Wealth Manager, works closely with individuals and families with complex wealth management needs, helping them achieve their long-term financial goals. He specializes in catering to business owners, entrepreneurs, and senior executives, offering tailored investment management, estate planning services, and philanthropic strategies. With over two decades of experience in financial services, Christopher Maher is dedicated to providing customized guidance and highly responsive service to make his clients' financial lives easier and reflective of their unique priorities. The institution prides itself on building strong client relationships based on trust and personalized service, focusing on the things that matter most to clients, such as family, goals, and priorities. Through the Merrill Personal Wealth Analysis™, clients can build a personalized financial plan centered on their goals and aspirations. The institution's approach is to help clients manage, grow, and preserve their wealth today while considering its impact for future generations. By understanding clients' investment preferences and goals, Merrill Lynch Financial Advisor Christopher Maher offers a customized financial approach to help clients pursue what matters most to them. With tools to track changes in clients' lives and financial goals, the institution ensures that clients stay on track to achieve their objectives. Clients can expect regular meetings to review their progress and make any necessary adjustments to their financial approach. Christopher Maher believes that financial success is achieved through personalized investment decisions that help clients reach their meaningful goals. The institution's dedicated team is committed to helping clients navigate the financial complexities of life and build a customized investment approach to address their individual needs and pursue their goals. With a focus on the client's priorities and personalized advice, Merrill Lynch Financial Advisor Christopher Maher is dedicated to helping clients achieve their financial goals.

Located at 555 California Street in San Francisco, California, Merrill Lynch Financial Advisor Brian M Gigliotti is a finance institution dedicated to understanding your values and helping you achieve your financial goals. With over 17 years of experience in the financial services industry, Brian Gigliotti and his team provide personalized guidance and service to address all aspects of your financial life. As a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, Brian Gigliotti holds dual Bachelor of Science degrees in Financial Services and Corporate Finance from San Francisco State University. He also has the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning.

Located at 555 California Street in San Francisco, California, Merrill Lynch Financial Advisor Patrick B Benson is a finance institution dedicated to helping clients manage their wealth effectively. With a focus on understanding each client's unique financial situation and goals, the institution offers personalized wealth management strategies tailored to individual needs. The team at Merrill Lynch is comprised of experienced professionals committed to building strong client relationships based on trust and personalized service. By utilizing the global resources of Merrill, clients have access to investment insights and banking solutions from Bank of America, providing a comprehensive approach to financial planning.

Merrill Lynch Financial Advisor Evan Bernardy, located at 555 California Street in San Francisco, California, is a finance institution dedicated to helping clients manage their wealth through personalized strategies tailored to their individual goals and priorities. With access to the investment insights of Merrill and the banking solutions of Bank of America, Evan Bernardy works closely with clients to develop a comprehensive financial approach designed to address their needs and pursue their long-term objectives. As a Merrill Lynch Wealth Management Advisor, Evan Bernardy believes in building strong, lasting relationships with clients by understanding what matters most to them and providing thoughtful guidance to help them achieve their financial goals. Through personalized wealth management strategies and ongoing communication, Evan helps clients navigate the complexities of their financial lives, adapting their approach as their circumstances and priorities change.

Merrill Lynch Financial Advisor Rachel E Abdel-Hamid is a finance institution located at 555 California Street, San Francisco, California, United States. The ROK Advisory Group team offers personalized financial planning strategies that prioritize your goals and aspirations. With access to global investing capabilities from Merrill and banking solutions from Bank of America, the team can assist in planning for education, retirement, healthcare costs, and wealth preservation. The team is committed to building strong client relationships based on trust and personalized service. As recognized advisors, they set the standard for exemplary client service. Merrill Personal Wealth Analysis™ helps in building a personalized financial plan aligned with your objectives. The team focuses on understanding your unique needs and financial situation to create a tailored approach that reflects your priorities. By staying in touch and revisiting your financial strategy, they aim to keep you on track to achieve your goals. The institution offers investment strategies, financial solutions, and comprehensive services to help you live your best financial life. Invest with confidence knowing that you have a dedicated Merrill advisor by your side.

Merrill Lynch Financial Advisor Stephen R Osborn is a finance institution located at 555 California Street, San Francisco, California, United States. The ROK Advisory Group team at this institution offers personalized financial strategies that prioritize your goals and aspirations. With access to global investing capabilities from Merrill and banking solutions from Bank of America, the team can assist you in planning for your children's education, retirement income, healthcare costs, and wealth preservation. The team is comprised of experienced individuals dedicated to building strong client relationships based on trust and personalized service. Merrill Personal Wealth Analysis™ is utilized to create a personalized plan focused on your goals. Regular check-ins and adjustments to your financial approach ensure you stay on track to achieve what's most important to you.

Merrill Lynch Financial Advisor Ben Fort, located at 555 California Street in San Francisco, California, is a prestigious finance institution that prides itself on providing exemplary client service. Recognized as one of Forbes "Best-in-State Wealth Advisors" from 2018 to 2023, Merrill Lynch Wealth Management is supported by a team of talented and experienced individuals dedicated to building strong client relationships based on trust and personalized service. The Murphy-Fort Advisory Group, founded in 1999, caters to the sophisticated wealth management needs of affluent individuals, offering a personalized and intimate environment. With over $1.2B in client assets entrusted to them, advisors Greg Murphy and Ben Fort have the expertise to help clients simplify their financial lives and achieve their most cherished goals.

Merrill Lynch Financial Advisor Ajay Sharma, located at 555 California St, San Francisco, California, United States, is a finance institution dedicated to helping individuals navigate changes in their lives that may require adjustments to their investment strategies. Ajay Sharma has experience in managing various financial situations, such as concentrated stock positions, retirement planning, inheritance, and business sales. The institution offers access to Bank of America's banking services, trust and estate planning, as well as personalized lending options. Ajay Sharma follows the Merrill tradition of community involvement and offers personalized financial planning through Merrill Personal Wealth Analysis™. By understanding clients' goals, priorities, and values, the institution aims to create tailored financial approaches that evolve with clients' changing needs and circumstances. The institution utilizes the Investment Personality Assessment to better understand clients' investing preferences and provide customized solutions.

Merrill Lynch Financial Advisor Matthew T Mehigan is a finance institution located at 555 California Street, San Francisco, California, United States. Every relationship with Merrill Lynch begins with a conversation to help identify and prioritize your financial goals. Whether you're planning for retirement, saving for a home, or funding education, the institution starts by listening to understand your needs and aspirations. By utilizing research in behavioral finance, Merrill Lynch developed the Investment Personality Assessment to better understand your investing preferences and tailor a financial approach that aligns with your goals. The institution offers personalized plans to help manage, grow, and preserve wealth, while considering long-term impacts. The team of experienced advisors at Merrill Lynch is dedicated to building strong client relationships based on trust and personalized service. The institution offers comprehensive financial solutions from Merrill and Bank of America to help clients achieve their financial goals. With a focus on understanding your priorities, Merrill Lynch aims to provide personalized advice and guidance to help you navigate fluctuations in the market and changes in your life. As a client of Merrill Lynch, you can expect personalized investment strategies and access to the latest investment insights to help you achieve your financial goals. The institution also offers certifications such as Chartered Retirement Planning Counselor™ (CRPC™) and Certified Financial Planner™ (CFP®) to ensure that advisors are well-equipped to assist clients in reaching their financial objectives. Merrill Lynch emphasizes the importance of staying on track with your financial approach, regardless of market conditions. Overall, Merrill Lynch Financial Advisor Matthew T Mehigan is committed to helping clients design and implement personalized financial plans to pursue their aspirations and manage investment risk effectively.

Merrill Lynch Financial Advisor Daniel F Friel, located at 555 California Street, San Francisco, California, United States, is a finance institution supported by the global resources of Merrill. The team consists of talented and experienced individuals dedicated to building strong client relationships based on trust and personalized service. While Dan does not provide legal or tax advice, the focus is on understanding your family, goals, and priorities to create a customized financial approach. By utilizing research in behavioral finance, the Investment Personality Assessment is used to tailor the financial strategy to help you achieve your meaningful goals. The Merrill Personal Wealth Analysis™ assists in building a personalized plan centered around your aspirations. Regular check-ins and adjustments to your financial approach ensure you stay on track to reach your objectives. With access to investment insights and banking solutions, the team at Merrill Lynch Wealth Management Advisors is committed to helping you navigate the complexities of your financial life and achieve your goals.

Merrill Lynch Financial Advisor Lori Stasukelis is located at 555 California Street, San Francisco, California, United States. As a Vice President and Senior Financial Advisor, Lori works closely with clients who are serious about their financial well-being and are eager to secure a more thoughtful and secure financial future. With decades of experience, Lori values honesty and transparency in her practice, treating clients with respect, candor, and care. She helps individuals and families at various stages in their lives, providing tailored and thorough financial advice to meet their unique needs and aspirations. Beyond her professional role, Lori is actively involved in community service and leadership initiatives. With a commitment to building strong client relationships based on trust and personalized service, Lori and her team at Merrill Lynch Wealth Management focus on helping clients achieve their financial goals through customized investment strategies and comprehensive financial solutions. As a registered financial advisor in multiple states, Lori is dedicated to helping clients navigate the complexities of their financial lives, providing the latest investment insights and strategies to help them live their best financial life.

Merrill Lynch Financial Advisor Richard Velez is located at 555 California Street in San Francisco, California, United States. As a finance institution, Richard Velez follows the deep-seated Merrill tradition of community involvement, volunteering with organizations in the area. The Merrill Personal Wealth Analysis™ is a personalized planning tool used to create a financial plan tailored to your goals and aspirations. At Merrill Lynch Wealth Management, Richard Velez focuses on your family, priorities, and goals, adapting the approach as they evolve over time. By starting with a conversation, he aims to understand your goals and priorities, whether it's planning for retirement, buying a home, or funding education. Through the Investment Personality Assessment, Richard Velez helps customize an investment strategy based on your preferences and goals. With access to the insights of Merrill and banking solutions from Bank of America, he develops a financial approach to address your needs and aspirations. Richard Velez's mission is to understand you and your priorities, designing a personalized plan to help you pursue your financial goals while managing investment risk. By regularly reviewing and adjusting your financial approach, he aims to help you stay on track to achieve what's most important to you. As a Merrill Lynch Wealth Management Advisor, Richard Velez provides personalized investment strategies and comprehensive financial solutions to address your needs and goals. With a focus on building a dedicated one-on-one relationship, Richard Velez is committed to helping you achieve your financial goals and live your best financial life.