First Southern Bank 930 Memorial Drive, Waycross, GA 31501

Welcome to First Southern Bank, your trusted community bank located at 930 Memorial Drive, Waycross, Georgia 31501. As a full-service bank serving both Florida and Georgia, we are committed to providing personalized financial solutions tailored to your needs.

At First Southern Bank, we offer 24-hour online banking, giving you real-time access to your account information from the comfort of your home. Our online banking platform is user-friendly and more secure than ever, ensuring your peace of mind.

We provide a variety of checking accounts designed to help you manage your finances with ease and convenience. Whether you're an individual, a sole proprietor, a corporation, or a non-profit organization, our Business Solutions are crafted with your unique needs in mind.

Explore our Credit Card Solutions for both personal and business use, featuring the UChoose Rewards program, which lets you earn rewards on your purchases.

We are excited to announce that Mr. Steve Watters has joined First Southern Bank as a Senior member of our team, further enhancing our commitment to exceptional customer service.

Considering a move to First Southern Bank? Discover the advantages of banking with a smaller, community-focused institution that prioritizes your financial well-being.

Please note, due to Hurricane Idalia, our Waycross, Patterson, Jesup, and Blackshear locations will be temporarily closed for your safety. We plan to resume normal business hours on Thursday, August 31, 2023. We hope everyone stays safe during the storm.

Thank you for choosing First Southern Bank, where your financial needs are our top priority.