First Citizens Bank
1611 Gunbarrel Road, Chattanooga, TN 37421
About Us

Welcome to First Citizens Bank, your trusted financial partner located at 1611 Gunbarrel Road, Chattanooga, Tennessee. As a cornerstone of the Chattanooga community, we are dedicated to providing personalized banking and financial services tailored to meet your unique needs. Whether you're looking to open a savings account, secure a loan, or explore investment opportunities, our experienced team is here to guide you every step of the way. At First Citizens Bank, we pride ourselves on our commitment to customer satisfaction, offering a blend of traditional banking values and modern financial solutions. Visit us today and experience the difference of banking with a local institution that truly cares about your financial well-being.
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Hours open
Monday:
9:00 AM - 5:00 PM
Tuesday:
9:00 AM - 5:00 PM
Wednesday:
9:00 AM - 5:00 PM
Thursday:
9:00 AM - 5:00 PM
Friday:
9:00 AM - 5:00 PM
Saturday:
Closed
Sunday:
Closed
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Contact Us
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Reviews
"Best bank I've worked with for Business especially in the industry I am in. Informative, Helpful and all around great folks to bank with!"
"Waited 20 minutes while the only teller in the entire building helped a lady. Wanted to speak to a loan officer and there was one person present who looked at us a couple times never acknowledged us and she was not with a client or on a call. My mother is moving from VA to TN and uses First Citizens in VA and they have always been great to work with. Once she moves she will change banks."
"Bank seems to be stuck in the 90's. No ATM partnership so I called the main number to see if there's even an exterior ATM at the branch as it's not mentioned on their website and I'm told no. They kindly offer me the option to drive 40 minutes to go check, though. What bank doesn't have a drive up ATM in 2022? Unfortunately I'm on SSDI so I'll have to bank with them one more month before I can switch. Also, I don't know how employment DD works but if you are on SS, SSI or SSDI and bank with an institution that gives you your check up front (doesn't hold it until the release date), this bank does not do that. They will tell you they do, then they'll tell you they think they do, then they'll tell you probably not. The answer is NO. Don't let them fool you. If you need access to your money more than just via cash back, bank elsewhere at a more current institution."
"Poor customer service. Treat account holders as though they dont even bank with them. Transactions online take over a week at times to post. No weekend hours or local branch. I travel 2hrs round trip for my issues just to get there for nothing to be done. Overdraft protection is a scam they sign you up to charge you 36.00 per item they honor. Some of the staff are nice dont get me wrong but not enough to keep me from switching to another bank. If I could give no stars i would."
"Awful when it comes to depositing money after hours. Will be switching to a different bank"
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