Bank of America Home Mortgage
12-16 Inn Street, Newburyport, Massachusetts 01950
About the Bank of America Home Mortgage
Welcome to Bank of America Home Mortgage located at 12-16 Inn Street, Newburyport, Massachusetts 01950. As a leading financial institution, we are committed to helping you achieve your dream of homeownership with our comprehensive range of mortgage solutions tailored to meet your unique needs.
Our dedicated lending specialists are available to guide you through the mortgage process and provide you with a personalized loan estimate. To discuss your options, please call us at 866.466.0979 during our normal operating hours: Monday to Friday from 8 a.m. to 10 p.m. ET, and Saturday from 8 a.m. to 6:30 p.m. ET. Please note that the loan estimate is not a loan approval but a detailed insight into what we can offer should you choose to proceed.
Explore our Closing Cost Calculator to estimate your total closing expenses for purchasing a home. Our competitive mortgage rates are updated regularly, and you can view them by scrolling through our rates disclosure section. Our rates are based on a $200,000 loan in the ZIP code 95464, assuming excellent credit (a score of 740 or higher).
We offer a variety of loan options, including adjustable-rate mortgages (ARMs) that may have interest rates subject to change based on the Secured Overnight Financing Rate (SOFR) index. Our ARMs come with rate caps to limit interest rate changes during adjustment periods and throughout the life of the loan.
For those looking to minimize costs, mortgage points or discount points can be purchased to lower your interest rate. Preferred Rewards members may also qualify for origination fee or interest rate reductions based on your tier at the time of application, with some conditions applied.
Our Down Payment Center provides resources for modest-income and first-time homebuyers to find state-specific programs. We are here to support you with tools and resources to make informed decisions.
Bank of America, N.A. is a Member FDIC and an Equal Housing Lender. For more information about our privacy practices, please review our Bank of America Online Privacy Notice and FAQs. We look forward to assisting you in your home buying journey.
12-16 Inn Street, Newburyport, Massachusetts 01950, United States
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