Loan Till Payday Online

About Loan Till Payday Online

Welcome to Loan Till Payday Online, your trusted resource for connecting with financial service providers in Carlsbad, California. Conveniently located at 2945 Harding Street, we specialize in facilitating connections between consumers and a network of lenders who may be able to assist with your financial needs.

Our Services

At Loan Till Payday Online, we provide a complimentary administrative service often referred to as "lead generation." We do not act as a lender or an agent of any lender, nor do we engage in any activities related to loan applications or credit decisions. Instead, we offer a platform where you can submit your information to be connected with potential lenders who are responsible for processing your loan application and making independent credit decisions.

Important Considerations

- Financial Advice: If you are experiencing serious financial difficulties, we recommend exploring alternative solutions or seeking professional financial advice.

- Transparency and Consent: By using our website, you consent to the use of Site Visit Recordation Technology, including third-party services like Jornaya’s LeadiD, to document your visit. Additionally, by submitting your information, you authorize us and our network of lenders to conduct credit checks and share your information as needed.

- Tribal Lending Options: In certain cases, you may be connected with tribal lending enterprises (TLEs), which are subject to tribal and specific federal laws. Please be aware that their rates and fees may be higher than those of state-licensed lenders, and they may require dispute resolution within a tribal jurisdiction.

Loan Details

Our network of lenders offers loans with an Annual Percentage Rate (APR) of up to 35.99% for qualified consumers. Loan terms vary based on the lender’s criteria, with repayment plans ranging from 12 to 30 months. For example, a loan amount of $4,300 with an APR of 35.99% might result in 30 monthly payments of $219.36, totaling $6,581.78.

Disclosure of Terms

When a lender offers you a loan, they are legally obligated to disclose all relevant fees and rate information, including any fees for late payments and terms for refinancing, renewing, or rolling over your loan. Loan terms are determined solely by the lender based on their policies and applicable laws. Loan Till Payday Online does not influence these terms.

Contact Us

For more information, visit us at our Carlsbad location or explore our website to connect with financial service providers that may meet your needs. At Loan Till Payday Online, we are committed to helping you find the right financial solutions with clarity and convenience.