BMO

"Have a loan here I am attempting to pay off and I have set up transfers multiple times, all canceled at the last minute (day of funds transfer) on BMO's side due to restrictions and limits. Scam. I should be able to pay off my loan in a timely fashion. Won't be using them again."

"HORRIFIC buyout by BMO has ruined this formerly nice little bank. I am moving my business accounts to another bank after they failed gloriously to make a smooth transition. Bank transfer delays, non-linked bank accounts, told to go into the branch to "verify your identity" (I was with Bank of the West for 10 years...they knew who I am!) They simply don't deserve your business."

"Love this bank I go to the T.O. branch, they know my name. I go to the Woodland Hills branch same. BOW is awesome! There app is amazing ya barely have to go into the branch. The online app check deposit clears same night many times. I guess if you have a tad of money management and have a few bucks in your acct to cover the checks deposited. Other reviews are so lame. People upset cause they don't have a penny in their accounts and writing checks with no funds in there yet, expecting the bank to.cover them. Then get Goldline Reserve to cover the account. Oh wait.....you have to get a credit check for that. If ya don't qualify. Don't bother."

"Bank of the West continues to deteriorate into a horrible unpredictable banking institution. Random branch locations close temporarily or are so poorly staffed that wait times are ridiculous. When your home branch closes and you are a small business you are forced to deal with another branch you don’t have a relationship with. I had to deposit a business check in Thousand Oaks where I do not have a relationship. The bank manager then decides to place an extra hold on your deposit which in my case extended over a weekend from Friday to Tuesday resulting in hundreds of dollars in bounced check fees that the bank will be happy to steal from you. The manager can review your banking history and see that you have deposited checks from the same client without incident but will place holds with the purpose of obtaining fees for automatic payments that are then rejected. Avoid this bank at all costs. They are unethical at best."

"I have a loan through Bank of the West and I can not express how frustrating it is to only make payments by check, with cash, or my account and routing number from the bank I actually use which is Chase. Bank of the West does not allow you to make any payments with another Bank's credit or debit card but they have no problems taking cash right out of my hands. Get with the times! I had over $6,000 to pay off and not once can I just make a payment online or over the phone with my debit or credit card. They truly need to make it more convenient for their customers so I don't have to make a cash withdrawal, give my account and routing number out, or have a write a check like an 80 year old woman. Again, get with the times. After a year of this I'm looking into refinancing my loan with another bank that is more accommodating."