Heritage Financial Corporation

"I am super happy with DJ and his team for closing on my investment purchase in Manalapan, NJ. Since I am a self-employed client, I did loan as DSCR as per DJ's suggestion. My rentals on the appraisal came in much lower for this loan program and DJ worked so hard with appraisal company to bring rentals up by $2500/month and did extensive research on rental comps for me and he went above and beyond for me. He was always available to answer questions, guide me throughout the process. I am excited to close on my investment property and I will refer him to all my family and friends for new purchase and refinance. I wish I could give a 10-star review from my Side."

"Me and my wife brought a house. We had an amazing experience with Heritage Financial staff. They worked efficiently to meet our’s requirements and put our’s needs first. They made the entire process stress free while getting me and my wife the best rate possible. I highly recommend Heritage Financial for pre-approval and mortgage needs. Once again thank you so much to Reya Shrestha Nanu as well as entire team."

"We are very grateful to Team Heritage and especially Dheeraj (DJ) for helping us throughout the mortgage and closing process. DJ has been very professional and supportive from day one. He kept his promises and went above and beyond to secure a great rate for our dream home. Working with Anjali from Heritage Financial staff was equally a great experience, she was quick with her responses and provided exceptional service. We highly recommend them for their mortgage expertise to all our friends and family!"

"I have been a loyal client of Heritage Financial Corporation for over a decade, and I can confidently say that their service is unparalleled in the mortgage industry. From the very beginning, their team has consistently demonstrated professionalism, expertise, and a genuine commitment to their clients’ needs. Heritage Financial Corporation stands out for their deep knowledge and understanding of the mortgage market. Their team of experts guided me through every step of the mortgage process, ensuring that I was well-informed and comfortable with each decision. Their ability to tailor solutions to fit my unique financial situation has been invaluable. What truly sets Heritage Financial Corporation apart is their personalized approach. Over the years, I have felt more like a valued partner than just another client. They take the time to understand my goals and work tirelessly to help me achieve them. Their responsiveness and willingness to go the extra mile have made all the difference. In an industry where trust is paramount, Heritage Financial Corporation has earned my complete confidence. Their transparency, integrity, and dedication to ethical practices have been evident in every interaction. I have always felt secure knowing that my financial interests are in capable hands. Whether it was my first mortgage or subsequent refinancing, Heritage Financial Corporation has consistently delivered outstanding results. Their ability to navigate complex financial landscapes and secure favorable terms has saved me both time and money. I am grateful for their unwavering support and expertise. For anyone seeking a mortgage broker who combines exceptional service, personalized attention, and unwavering integrity, I wholeheartedly recommend Heritage Financial Corporation. My decade-long relationship with them has been nothing short of extraordinary, and I look forward to many more years of successful collaboration. Thank you, Benson P"

"I worked with Heritage Financial to close on a house and had the pleasure of working with Vishal and Dheeraj. They made the process smooth from start to finish and very professional! They were on top of everything all the time. The communication was excellent and clear. They were always available when needed to answer any questions. This was my first home purchase and honestly they made the experience EXTREMELY easy and smooth from start to finish. I would highly recommend working with them and giving then a chance"