P&B Capital Group LLC 369 Washington Street, Buffalo, NY 14203

"When my Advisor Steve Mason would contact me for payment, he would be very rude and persistent. The voicemail's he would leave me were very rude and disrespectful. When I called Steve back today I explained to him how I felt (I wasn’t the nicest at first) but then he immediately started going off on me. Steve became angry, and only escalated the situation I tried to apologize for how I came off from being upset, because money is a mental health stresser. Steve was unforgiving and explained to me “this was the bed I made, and now i have to lay in it” and would tell me to “shut up” continuously as I tried to apologizing many times. I will say from the payments I have made Steve was very helpful and willing, but Lastly he threatened to file judgement against me if I don’t pay the $600 I owe in full by 3 pm today. He also has refused to allow me to speak to any other representative because “they won’t care” as he said. I am a 25 year old male, that has two car payments so his mother can have a vehicle, and his nieces and nephews have transportation. I live in a beat down insect fested trailer. I am the man of my moms home, and take care of most of the finances. Like many Americans I am struggling, but we don’t deserve to be treated this way giving these creditors our last dime. It’s unfortunate Steve won’t let me speak with any other representative but I will make my voice be heard."

"I called P&B Capital Group and spoke with Richard regarding my credit card debt. He was both kind and courteous and assisted me with removing it from my credit report. P&B was several steps above any other debt settlement companies I have dealt with in the past."

"P&B Capital was easy to work with. They help me resolve the outstanding matter. The professionalism from the staff members I've encountered speaks volume. Especially the employee Regina she is a gem. Keep up the great work!"

"Rich at P and B Capital Group helped me pay off an old loan. He was very easy to work with and did a great job helping me stay on track with my payments. Excellent customer service from start to finish!"

"damn I, myself was trying so hard to fix my credit scores and they showed up on my credit report. Which is out of nowhere, lord please help me, t's like you're about get to the good side and things just came out of nowhere and bite u in the a$$ and try to make you never succeed especially when you're trying so hard."