Fernwood Capital & Leasing 2391 Baseline Road, Grand Island, NY 14072

"Fernwood Capital & Leasing, through their network of clients and colleagues, provided us with a competitively priced creative financing solution for furnishing our new office, training theater and mini test lab. They are very responsive and have seamlessly serviced our five-year loan, where our final payment is due next month. From our experience, definitely the company to work closely with."

"Laurie and Jon have done many leases for my clients and also Midcity internally. They have been much quicker to help our clients than any national broker. THANKS to Fernwood for keeping our economy thriving!"

"Fernwood is a reputable company with many years of experience. From the sounds of it, negative reviews are from people with poor payment histories who feel they should be able to demand bank interest rates even though banks will not finance them. For companies with good credit , Fernwood is very competitive. For companies with less than good credit, they are fair."

"I dont agree with some of the negative reviews on here, actually I have found them as a solid backup funding source for bad credit, no credit, and sometimes they will match other peoples much lower APR promotions , if you talk to them about it. I have been helped by Joe Glose before and have had good outcomes doing their funding. Recommended, but talk to them clearly about your needs and wants."

"Beware of these guys they are Loan Sharks, they look for desperate customers and then stick them with a 29-80 % APR. I tried to get a loan from them and since I knew my math I requested an Apr around 7% since the profit wasn't enough for them they didn't seem to bother with my financing. I am a finance manager my self so it was hard for them to screw me over. A character By the name of Joe G. is not to be trusted."