M2B Retirement Consulting, LLC

M2B Retirement Consulting, LLC is a Pittsburgh-based firm specializing in comprehensive retirement plan design, consulting, administration, and compliance services for businesses of all sizes. Located at 101 Bradford Rd Suite 200, Stonewood Commons I, Wexford, PA 15090, our company is dedicated to understanding and meeting the unique retirement goals of each client.

At M2B Retirement Consulting, the specific needs of our clients are at the forefront of our work. We take the time to understand the unique goals of each client and strive to optimize the structure of their retirement plans to meet those objectives. Whether clients need a new plan or are looking to redesign an existing one, we provide a full suite of plan documents, coordinate investment conversions, and offer extensive onboarding assistance.

Our expertise extends to the ongoing day-to-day operation of various types of qualified plans, including annual reporting and all necessary government compliance requirements. We also offer specialized testing techniques, non-compliance resolution services, and IRS/DOL audit assistance. Our founding partners boast over 40 years of combined experience, diligently providing expert consulting and administrative services to thousands of clients and referral partners.

At M2B Retirement Consulting, we believe that “A goal without a plan is just a wish” - Antoine de Saint-Exupéry. Whether the retirement vehicle is aimed at encouraging employees to save for retirement or is structured to maximize the retirement savings and tax deductions for the owner, we can design an appropriate plan for each client. Our services cover a wide range of plans:

- For-Profit Company Plans: Including 401(k), profit sharing, money purchase, and Davis Bacon. We use our expertise in cross-tested designs to tailor plans that meet the unique objectives of our clients.

- Non-Profit Entities, Educational Institutions, or Churches: We add value and expertise to any 403(b) Plan, understanding their complexities and differences from other DC plans.

- Traditional Defined Benefit (DB) Plans: Including Cash Balance or those sponsored in combination with a DC plan design. These arrangements can significantly increase the owner’s retirement savings ability or provide a meaningful monthly pension benefit.

- Unique Plans: Including ESOP, ERSOP, ROBS, cafeteria, or non-qualified 457 plans. Plans like ESOPs can be designed to invest primarily in the stock of the sponsoring employer while providing tax benefits for owners without buyers or those wishing to share ownership with employees.

Our management team members have extensive backgrounds in the retirement plan industry and are passionate about the expertise they bring to the table. They are well-versed in day-to-day administration requirements and specialized areas, including technical defined benefit and defined contribution plan issues, complex testing techniques, mergers and acquisitions, and plan terminations.

At M2B Retirement Consulting, we are dedicated to providing exceptional customer service while meeting each client’s retirement plan needs. Contact us today to learn how we can help you achieve your retirement goals.