New Directions Community Credit Union

101 North 13th Street, Franklin, PA 16323

At New Directions Community Credit Union, located in the heart of Franklin, PA, our mission is to provide our members with affordable products and essential services that simplify and empower their financial journey. As a not-for-profit financial institution, we prioritize the well-being of our members, returning profits in the form of reduced fees, higher savings rates, and lower loan rates.

Our Services:

- Loans: We offer a wide variety of loans with competitive rates and flexible terms to meet your financial needs.

- Mobile Banking: Manage your accounts effortlessly from home or on the go with our free and easy-to-use mobile banking service.

- Savings: We make saving easy with options such as direct deposit from your paycheck, automatic transfers from other accounts, and secure night deposits.

- Checking Accounts: Enjoy our free checking account with no minimum balance requirement, Visa debit cards, free checks for members over 50, and access to a wide variety of online services. Other checking account options are also available.

- Online Banking: Access your accounts 24/7 with our live online banking service, providing you with the convenience to manage your finances anytime, anywhere.

Membership:

Membership at New Directions Community Credit Union is open to individuals who live, work, worship, volunteer, attend school, regularly conduct business in, or own a business in Venango, Forest, Warren, and Crawford Counties, Pennsylvania. Each member owns one share of the organization, giving them a voice in important decisions, such as the election of the board of directors. Our volunteer board of directors is elected by members to manage the credit union.

Insurance and Security:

All savings accounts are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government, ensuring your money is safe with us.

Application Process:

You do not need to be a member to apply for a loan; however, membership is required if your application is approved. Applications can be completed in person, by phone, or online by visiting our website at [www.newdirectionsccu.com](http://www.newdirectionsccu.com).

At New Directions Community Credit Union, we are dedicated to helping our members achieve their financial goals with personalized service and a community-focused approach. Join us today and take the first step towards a brighter financial future.