Loan Till Payday Online 215-17 Market Street, Johnstown, PA 15901

Loan Till Payday Online is a finance service provider located in the heart of Johnstown, PA. Specializing in connecting consumers with financial service providers, this business offers a convenient online platform to help individuals find short-term loan solutions.Services:

Loan Till Payday Online operates as a lead generation service, connecting potential borrowers with a network of lenders. The business itself does not engage in lending activities, such as taking loan applications, making credit decisions, or servicing loans. Instead, it facilitates connections between consumers and financial service providers who can assist with their specific financial needs.Important Considerations:

- Professional Financial Advice: Persons facing serious financial difficulties should consider other alternatives or seek professional financial advice before opting for a payday loan.

- Site Visit Recordation Technology: The website uses technology such as Jornaya’s LeadiD to memorialize site visits. By submitting information through the website, users consent to this technology.

- Credit Checks: By submitting information, users authorize credit checks, which may include verifying identification and reviewing creditworthiness through major credit bureaus like Experian, Equifax, and TransUnion, or alternative credit bureaus like Clarity and DataX.

- Lender Connection: Submitting information through Loan Till Payday Online is a request to be connected with financial service providers who can help with financial needs. Each lender is responsible for taking credit applications, verifying information, and making credit decisions.

- Tribal Lending Enterprises (TLEs): Users may be connected to TLEs, which are subject to tribal and certain federal laws but are immune from state laws, including usury caps. TLEs may have higher rates and fees and may require dispute resolution in a tribal jurisdiction.

- APR and Loan Terms: Loans offered through connected lenders come with an Annual Percentage Rate (APR) of 35.99% or below. Example: A $4,300 loan with a 35.99% APR would have 30 monthly payments of $219.36, totaling $6,581.78. Repayment plans range from 12 to 30 months.

- Disclosure of Terms: Lenders are required by law to provide documents detailing all fees, rates, and terms of the loan, including late-payment fees and terms for refinancing, renewal, or rollover, if applicable.