Loan Till Payday Online 11 North Beaver Street, York, PA 17401

Loan Till Payday Online is a finance-oriented business located in York, PA, specializing in connecting consumers with financial service providers. While the business itself is not a lender and does not engage in lending activities such as making credit decisions or collecting payments, it serves as a facilitator, linking individuals in need of financial assistance with potential lenders and financial service providers.

Services Offered:

- Lead Generation: Loan Till Payday Online acts as an intermediary, providing administrative services that connect consumers to lenders. This service is free of charge to consumers, as lenders pay a fee to be connected with potential borrowers.

- Connection to Financial Service Providers: By submitting your information through the website, you may be connected with one or more financial service providers who can assist with your financial needs. These providers are responsible for taking credit applications, verifying information, and making their own credit decisions.

- Credit Checks: The business and its network of lenders may perform credit checks, which can include verifying your social security number, driver license number, or other identification, and reviewing your creditworthiness. Major credit bureaus such as Experian, Equifax, and TransUnion, as well as alternative credit bureaus like Clarity and DataX, may be used for these checks.

Important Considerations:

- Financial Difficulties: Persons facing serious financial difficulties are advised to consider other alternatives or seek professional financial advice.

- Tribal Lending Enterprises (TLEs): In some cases, consumers may be connected to TLEs, which are subject to tribal and certain federal laws, and may have higher rates and fees compared to state-licensed lenders. TLEs may also require dispute resolution in a tribal jurisdiction.

- Loan Terms and APR: Loans offered by lenders have an Annual Percentage Rate (APR) of 35.99% or below. The maximum APR for qualified consumers is 35.99%, including interest rates, fees, and other costs. Loan repayment plans range from a minimum of 12 months to a maximum of 30 months.

Example Loan:

- Loan Amount: $4,300.00

- APR: 35.99%

- Number of Monthly Payments: 30

- Monthly Payment Amount: $219.36

- Total Amount Payable: $6,581.78

Disclosure of Terms:

Lenders are required by law to provide documents detailing all fees and rate information for any loan offered, including potential late-payment fees and terms for refinancing, renewing, or rolling over the loan. Loan Till Payday Online has no control over the terms offered by lenders.

Site Visit Recordation Technology:

The website uses technology to record site visits, including third-party technology like Jornaya’s LeadiD. By submitting information through the website, you consent to the use of this technology.

For more information or to explore financial assistance options, visit Loan Till Payday Online at 11 N Beaver St, York, PA 17401.