Loan Till Payday Online

Loan Till Payday Online is a finance service provider located in the heart of Ithaca, NY, at 105 W State St. Specializing in connecting consumers with financial service providers, Loan Till Payday Online offers an administrative service that helps individuals find potential lenders who may be able to address their financial needs.

Important Considerations:

- Financial Guidance: Persons facing serious financial difficulties are advised to consider other alternatives or seek professional financial advice.

- Site Visit Recordation Technology: This website employs Site Visit Recordation Technology, including third-party technologies like Jornaya’s LeadiD, to document site visits. By submitting your information through this website, you consent to this technology's use.

- Role Clarification: The owner of this website is not a lender or an agent of any lender. They do not process loan applications or engage in any lender-related activities such as making credit decisions, brokering, underwriting, or collecting payments. Instead, the service provided is purely administrative, often referred to as “lead generation,” and is offered free of charge.

- Connection to Lenders: By submitting your information, you request to be connected with one or more financial service providers. These providers are responsible for taking credit applications, verifying information, and making their own credit decisions. Some consumers may be connected to a tribal lending enterprise (TLE), which operates under different legal frameworks and may have higher rates and fees.

- Credit Checks and Consent: By using this website, you authorize a credit check, which may involve verifying your social security number, driver’s license number, or other identification. This may include checks by major credit bureaus like Experian, Equifax, and TransUnion, or alternative bureaus such as Clarity and DataX. Your information and credit history may be shared with the website’s network of lenders and service providers.

- Loan Terms and APR: Loans offered have an Annual Percentage Rate (APR) of 35.99% or below, with terms subject to the lender’s approval based on their unique criteria. For example, a loan amount of $4,300 with an APR of 35.99% over 30 months would result in monthly payments of $219.36, totaling $6,581.78 payable over the loan term.

- Lender’s Disclosure of Terms: When a lender offers a loan, they are legally required to provide documents detailing all fees, rates, and terms, including potential late-payment fees and options for refinancing or renewing the loan. Loan terms are determined by the lender based on their policies and applicable laws. This website does not control or have knowledge of the specific terms offered.

Loan Till Payday Online strives to connect consumers with suitable financial service providers while ensuring transparency and compliance with all regulatory requirements.