Loan Till Payday Online
4301 Manhattan Avenue, Brunswick, Ohio 44212
About the Loan Till Payday Online
Loan Till Payday Online is a finance service provider situated at 4301 Manhattan Ave, Brunswick, OH 44212, USA. Specializing in connecting individuals with financial service providers, the business operates primarily through its website, offering administrative services commonly referred to as "lead generation." This service is offered free of charge to consumers, with financial service providers paying a fee to be connected to potential clients.
Important Information for Consumers:
- Financial Difficulties: Individuals facing serious financial challenges are advised to consider alternative solutions or seek professional financial advice.
- Site Visit Recordation Technology: The website employs Site Visit Recordation Technology to document site visits, including technology from third parties like Jornaya’s LeadiD. By submitting information on the website, users consent to this technology's usage.
- Non-Lender Role: The owner of the website does not function as a lender or an agent of any lender. They do not take loan applications, make credit decisions, or engage in lender-related activities such as arranging, brokering, originating, servicing, underwriting, funding, or collecting payments.
- Connection Service: Submitting information through the website is a request to be connected with one or more financial service providers. These providers are responsible for taking credit applications, verifying information, and making their own credit decisions.
- Lender Fees and Ping Tree Model: Financial service providers pay a fee to be connected with consumers. The connection is often based on a ping tree model where the highest bidder is linked to the consumer.
- Tribal Lending Enterprises (TLEs): Consumers may have the option to be connected to TLEs, which are subject to tribal and certain federal laws but are immune from state laws, including usury caps. TLEs may have higher rates and fees, and may require dispute resolution in a tribal jurisdiction.
- Credit Checks and Information Sharing: By submitting information, users authorize credit checks and the sharing of their information and credit history with the network of available lenders. Credit checks may be conducted by major credit bureaus such as Experian, Equifax, and TransUnion, or alternative bureaus like Clarity and DataX.
- APR and Loan Terms: Loans offered through the network have an Annual Percentage Rate (APR) of 35.99% or lower. Qualified consumers can expect a maximum APR of 35.99%. Loans include repayment plans ranging from 12 to 30 months.
Example Loan Terms:
- Loan Amount: $4,300.00
- APR: 35.99%
- Number of Monthly Payments: 30
- Monthly Payment Amount: $219.36
- Total Amount Payable: $6,581.78
Lender’s Disclosure of Terms:
When a loan offer is made, lenders are required by law to provide documents detailing all fees, rates, and potential late-payment fees. Terms for refinancing, renewing, or rolling over loans are determined by the lender based on their policies and applicable law. The website does not have control over the loan terms offered.
Loan Till Payday Online serves as a valuable resource for those looking to explore financial options, providing a bridge between consumers and a network of financial service providers.
Photos of Loan Till Payday Online
4301 Manhattan Ave, Brunswick, OH 44212, United States
Opening hours of Loan Till Payday Online
Monday:
03:00 - 02:00
Tuesday:
03:00 - 02:00
Wednesday:
03:00 - 02:00
Thursday:
03:00 - 02:00
Friday:
03:00 - 02:00
Saturday:
03:00 - 02:00
Sunday:
03:00 - 02:00
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