Loan Till Payday Online 8806 Mentor Avenue, Mentor, OH 44060

Loan Till Payday Online is a finance business located in Mentor, Ohio, dedicated to connecting consumers with financial service providers who can assist with their financial needs. While the business itself does not act as a lender or engage in any lender-related activities such as making credit decisions or servicing loans, it serves as a bridge to a network of lenders and financial service providers.

Key Features and Services:

1. Connection to Financial Providers: By submitting your information through the Loan Till Payday Online website, you can be connected with one or more financial service providers who may be able to help you with your financial needs. These providers will handle credit applications, verify information, and make their own credit decisions.

2. Site Visit Recordation Technology: The website uses advanced technology, including third-party services like Jornaya’s LeadiD, to memorialize site visits. By using the site, you consent to this technology's use.

3. Lead Generation Services: The services provided by Loan Till Payday Online are administrative and often referred to as "lead generation." These services are offered free of charge to consumers. Lenders and other financial service providers pay a fee to be connected to consumers, often using a model similar to Google AdWords.

4. Connection with Tribal Lending Enterprises (TLEs): In some cases, consumers may have the option to be connected with TLEs, which are subject to tribal and certain federal laws and may offer different terms than state-licensed lenders.

5. Credit Check Authorization: By submitting your information, you authorize the business and its network of lenders to perform a credit check, which may include verifying your social security number, driver license number, or other identification, and reviewing your creditworthiness. This check may be conducted by major credit bureaus such as Experian, Equifax, and TransUnion, or alternative credit bureaus like Clarity and DataX.

6. Loan Terms and APR: The lenders in the network offer loans with an Annual Percentage Rate (APR) of 35.99% and below. All loans are subject to the lender’s approval based on their underwriting criteria. For example, a loan amount of $4,300 with an APR of 35.99% over 30 months would result in monthly payments of $219.36 and a total amount payable of $6,581.78.

7. Disclosure of Terms: When a lender decides to offer you a loan, they are legally required to provide documents detailing all fees, rates, and terms, including any fees for late payments and terms for refinancing, renewing, or rolling over the loan if permitted by law.

Important Considerations:

- Persons facing serious financial difficulties should consider other alternatives or seek professional financial advice.

- Consumers should thoroughly read and understand the terms of any loan offered and should only accept terms that are affordable and acceptable.

For more information or to submit your information for connection with a financial service provider, please visit the Loan Till Payday Online website.