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Farmers Mutual of Nebraska Home Office
501 South 13th Street, Lincoln, Nebraska, United States
About the Farmers Mutual of Nebraska Home Office
Farmers Mutual of Nebraska Home Office is a reputable insurance company located at 501 South 13th Street in Lincoln, Nebraska, United States. With a strong focus on providing quality insurance products and excellent customer service, Farmers Mutual of Nebraska has been serving the community for many years. Their experienced team of professionals is dedicated to helping individuals and families protect their homes, farms, and businesses with comprehensive insurance coverage. Whether you are looking for property, casualty, or liability insurance, Farmers Mutual of Nebraska Home Office is committed to providing you with the peace of mind you deserve.
Photos of Farmers Mutual of Nebraska Home Office
501 S 13th St, Lincoln, NE 68508, United States
Opening hours of Farmers Mutual of Nebraska Home Office
Monday:
08:00 - 16:30
Tuesday:
08:00 - 16:30
Wednesday:
08:00 - 16:30
Thursday:
08:00 - 16:30
Friday:
08:00 - 16:30
Saturday:
Day off
Sunday:
Day off
Reviews of Farmers Mutual of Nebraska Home Office
"Rebecca was very responsive and helpful. I don’t think they could’ve done anything to make the process any better."
"After nearly two years of trying to get them to fix my roof from a big wind storm they finally covered it but then quickly cancelled my policy and then likely blacklisted me. I am now unable to insure my home with any other reasonably priced company. Update 7/5/23 So here's my final review of the company I'll never do business with again. I did yell at one agent for refusing to fix my home, I'm definitely not perfect but I don't pay for insurance just so I can repeatedly patch my roof on my dime due to old damage. Now they're now ending my policy for both my vehicles and my home.. seems retaliatory, this company just gets worse. "We have made the decision to not offer renewal of your policies. Our decision was influenced by additional underwriting indicating yours is a risk we no longer desire to insure." Clearly one big wind storm where they charged me a deductible twice is now a risky policy and I even paid out of pocket for premium shingles. Update: 6/20/23 This time they sent a local adjuster out and all the sudden he finds significantly more damage than the previous year but they're still making me pay a second deductible. So they get an extra star (I give the adjuster 5stars, he was a very honest and respectful man) for sending a better adjuster but they still lose 3 for making me pay a deductible on something that was clearly damaged the year prior.. this time they covered all the interior damage, trim/moulding, gutter and other little things that were damaged. I'd give 4 if they refunded my deductible. 3/22/23 A year later I have shingles coming up in the exact area and after having two contractors tell me I needed a full roof replacement, opened a new claim to cover it which means paying my deductible again. Previously in 2022: Last year I had to fight with them just to replace half my roof, after repeatedly losing shingles and having rain come into my home through the roof several times. Their original adjuster from Lincoln constantly underestimated the issues I would guess because they lost a fortune from a wind storm in December 2021.. they wouldn't even cover the temporary patch initially."
"The company is complete irony or hypocrisy... I've witnessed EE's driving out of their Parking..... Only to tailgate others and run red lights. I'm driving, so unable to video these instances. Someone needs to capture it on video. Then throw it in their face. EEs represent their company, even off the pay clock.... Hypocrites!"
"Called to get information about insurance and a quote and they wouldn't answer the questions told me I had to call an agent. Why would I have to call an agent when they are the insurance company they should have that information also. It was just a joke trying to talk to them."
"I recently purchased a home and the realty/insurance company uses Farmers Mutual of Nebraska as one of their underwriters. Realistically, our home is in average to above average condition. We received a letter from Farmers Mutual cancelling our coverage less than 60 days after purchase stating "due to the general condition of the premises". The wording implied serious issues. Come to find out, the gutter guards were dented from hail. If you don't know, gutter guards keep leaves out of your gutters and aren't required for a functional roof/house. I understand Farmers Mutual doesn't want to replace damage prior to their policy, but they could have made an attempt to ask me to remove them, etc. Farmers Mutual made no attempt to ask if I wanted to replace them, or take them off (they are optional after all). No correspondence, just a cancellation notice. Now, finding a new insurer, I have to answer honestly to the question: "have you ever had a policy cancelled or declined?"; i.e. more expense an time. Luckily, I have a subscription to Consumer Reports, and went to the ratings there. I explained what happened to a top-rated insurance company, and they provided me better coverage and a much lower cost than Farmers Mutual. Not to mention, the new company has outstanding ratings from a unbiased source! My gut feeling is that Farmers Mutual might handle claims the same way, but who knows."
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