Intelligent Investing Inc. 4801 Lang Avenue Northeast, Albuquerque, NM 87109

"We enjoy working with Dave, and appreciate his thorough, thoughtful and personal approach to financial management. He asked us the right questions to meet our personal needs. Then Dave gave us an explanation of the advantages and disadvantages of various choices. It's a pleasure working with him and we appreciate his valuable advice."

"My wife and I have gone through several financial advisors as we searched for the right one to meet our needs. We found Dave and couldn't be happier. He's accessible, professional, and his rates are very reasonable. And most importantly, he's highly detailed. Dave has a legal background and isn't afraid to delve deep into the weeds, which we really appreciated. We cannot thank him enough for creating a workable and meticulous plan for our upcoming retirement."

"I am a retired financial advisor and hired David to both give me a second opinion on my investments and retirement planning, and also to have in place a professional to assist my wife if I am temporarily incapacitated. I found David's work to be accurate, thorough, and delivered in a very professional and personable way. I would highly recommend David Hogans for your planning needs, and I feel comfortable knowing that he's familiar with our situation and can step in and advise my wife when and if needed. We will revisit our plan with David annually so he's kept in the loop."

"Dave is an expert in the field of finance who takes great care in helping his clients understand their financial situation as well as available options to ensure that their financial plan can be realized. He remains up to date on current financial issues and related legislation. He makes himself available for ALL questions and exhibits remarkable patience with even the newest financial neophyte. Dave is honest and trustworthy and genuinely cares about his clients. In particular, Dave works hard to teach each client how to manage their own finances and feel confident about making tough decisions. I highly recommend Dave as a fiduciary who will work with all clients, regardless of their net worth or knowledge base."

"Working with David Hogans on creating a financial plan has been a real pleasure. He easily and clearly explains financial strategies for increasing our retirement savings. David went through how best to use our 401K plans and traditional, Roth, and SEP IRAs and when to start taking social security payments. He also REALLY stresses the importance of having a strong emergency fund. He is very knowledgeable about life insurance as well. David provided us with a simple financial workbook that will allow us to update our financial planning based on our circumstances. My wife and I highly recommend David Hogans for your retirement planning, no matter your age, income, net worth, or other circumstances. When we have questions about our retirement plan, he is easy to contact and responds very quickly. He works on an hourly basis and provides an accurate estimate so your planning costs will never surprise you. David also provides counseling on investment strategies for your retirement investments."