JH Advisers,

550 South Wadsworth Boulevard, Lakewood, CO 80226

"JoAnn and Colette are fabulous! Their friendly, practical approach is backed by education, knowledge and skill. The fiduciary hat looks great on them! I highly recommend JHAdvisors."

"JH Advisers has been incredibly helpful in making the retirement process a successful experience. Jo-Ann and Colette have all of the necessary tools at their disposal to provide informed investment decisions with a wide variety of options available for making an informed investment. Their professionalism and expertise in the finance world is comforting when trying to make difficult financial decisions."

"Jo-Ann has a gift for helping the lay person to understand investments. She shares her abundant knowledge with others in a warm, caring, and professional manner. She is an excellent communicator and guides me in making decisions about my money that give me a peace of mind not only while I am in the office, but days, weeks and months later. I fully trust Jo-Ann and know that she has my best in mind."

"Jo-Ann is the best financial planner I have ever worked with. Besides growing my portfiolio, she is an excellent educator and has answered the many questions I have as I approach retirement. Jo-Ann has saved me from making some very poor financial decisions. As a fiduciary, she must put our needs above her profits - I believe she did that anyway. I can't say enough good things about Jo-Ann. - give her a call today."

"I first learned about Jo-Ann with her appearance on Colorado and Company, a program featured on a local television channel. I was so impressed with her strong desire to specifically reach out to and help women learn more about their financial options and specific plans. One of Jo-Ann's strongest qualities is her ability to teach, helping you learn, understand, and make the best, possible choice to suit your personal financial needs. She is a very warm person, highly professional, and has always been available to me for any questions or concerns either by phone, e-mail, or consultation. I trust her knowledge and experience as a result of seeing my own portfolio grow. Feeling more confidant and secure about my future has become a reality for me with Jo-Ann's guidance. I feel very fortunate to have her as my financial adviser!"