Bell Bank Mortgage, Terri Ronneng

"Terri at Bell Mortgage assisted me from the concept phase to loan closing with a construction loan that converts to 30 year fixed rate financing. Using a construction loan on a high end build was new to me and I had both concerns and questions that she answered in reassuring and detailed manner. Terri is very trustworthy and extremely competent with all phases of the process. She was always available, or she called back in timely manner. I recomend her and Bell with no reservations."

"Working with Bell Bank, and Terri and Sheri were so great to work with and made the experience a great one!!! I couldnt have asked for a better team to work with on my first construction loan!"

"Terri was amazing to work with! she was always quick to respond to my emails and explained everything throughout the process. I felt it was a very personal experience vs just another paying customer. When I was having a hard time deciding if I should lock in my interest rate she would give me her personal opinion on if it was a good time to do so."

"Terri is the best! I have used her in the past, have referred several friends and family members to her, and will continue to do so. You get a sense, right from the start, that you are in great hands with Terri. She is super knowledgeable about the process and the industry. She is an excellent communicator and works hard to get you the best deal. Terri understands that most of us don't go through this process very often and she makes the experience not scary :) Highly recommend."

"Terri is the best at what she does. She communicates well, understands the market, and will even help with realtor recommendations in the area you're looking to buy. I've trusted her with all my mortgage needs in the past, and she has always performed well beyond expectations. I really appreciate the effort she puts into helping me understand the process, reviewing financial estimates in a concise manner, and clearly defining the next steps to move forward. I am currently working with her to obtain my second mortgage, and have done a previous mortgage and refinance with her. I wouldn't hesitate to recommend her to anyone."