OneMain Financial
6050 West 92nd Avenue, Westminster, Colorado 80031
About the OneMain Financial
OneMain Financial is a finance institution located at 6050 West 92nd Avenue in Westminster, Colorado, United States. We specialize in providing personal loans and financial services to help individuals achieve their financial goals. Our experienced team is dedicated to providing personalized solutions and exceptional customer service. Whether you need a loan for debt consolidation, home improvement, or unexpected expenses, OneMain Financial is here to help. Visit us today to learn more about our services and how we can assist you with your financial needs.
Photos of OneMain Financial
6050 W 92nd Ave #100, Westminster, CO 80031, United States
Opening hours of OneMain Financial
Monday:
08:30 - 17:30
Tuesday:
09:00 - 17:30
Wednesday:
08:30 - 17:30
Thursday:
09:00 - 17:30
Friday:
08:30 - 17:30
Saturday:
Closed
Sunday:
Closed
Reviews of OneMain Financial
"It appears as though they have changed their operating policies. It seems they only approve those in high income areas. They seem to have changed their qualifying DTI to have an expectation of the borrower to have at minimum a $700 positive spending ratio monthly. They told me this after I specified that I have about $600 a month available after I pay my monthly bills. I prequalified for a $12,000 unsecured loan and they wouldn’t even accept to loan me as low of an amount as $4,000. I have previously qualified and paid off two previous large loans ( above $10,000) with this company (paid off quite quickly) and that servicing history did not even get considered. They wouldn’t look past this irrational minimum monthly spending budget for potential borrowers. I was informed that a $4,000 loan would cost me $700 a month with the rate they could offer me. They considered my student loans as active debt when it’s deferred while I am in school. I make roughly $2200 a month and because my monthly debts are 50% of my income, they denied me. The representatives at this location are not at all helpful when you have questions concerning their reasoning for denial either. “We just can’t offer you a loan.” I had to ask to speak with a supervisor to gain any clarity surrounding their decision. I applied on Monday and received no response until late Friday afternoon, even after I placed a follow up call on Tuesday. If they knew they were going to deny me why did they take so long to review my application after having pre-qualified me for a high balance loan? Do not apply even if you prequalify your credit will take a hit and you will not receive a loan. They will not give you a loan even if your credit is above 680, if you can’t demonstrate that you have $700 minimum spending capability past your monthly debts and that you aren’t paying for a student loan that is in deferment. A very unprofessional experience. Don’t waste your time or run your credit even if you prequalify. They are unwilling to work with you or consider you past their irrational numbers criterion even if you have an outstanding history as a borrower with them."
"Don't do it, they just want to pull your credit and gather your data. Offers that they present are no where near similar to what you actually get offered."
"Excellent! Everyone was kind and willing to help me with our loan. It was very quick and easy. Thanks to everyone who work at OneMain Financials"
"Awful customer service at this branch. I have been calling for almost a month to try to get a hold of someone for issues regarding my account. I have left messages called the overall one main customer service and have not heard back at all. Ridiculous customer service, will never use this place again. 1000% don’t recommend"
"I started with a low credit score, no one was willing to approve a personal loan for me. I found OM via Credit Karma & started with using my car as collateral & high interest rate BUT now improved my credit, lower interest & easy to borrow more. Definitely recommend"
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