EFCU Financial - Zachary Branch

"I’ve been banking with EFCU since I was 19! I absolutely love it, there are so many advantages to using this credit union over a regular bank! But recently I applied for a loan and Kenyetta was so insanely helpful and kind throughout the whole process! I couldn’t be happier with my experience and her service!"

"Pretty chill banking experience. The people are super vibey. They make my credit score go up!"

"I've only used their drive thru and the tellers are always friendly. They even give doggie treats to my dog. He loves going here!"

"I'm new to credit union banking. I particularly like the numerous ATM's I can access my money from. One issue though, for some strange reason, efcu does not transact through moneygram. I have family and children that I often send money to. So far I am unable to send to them. I can't use western union, they are exorbitant. 2. It is now 2023, I've now been with efcu a few years. The experience is ok, nothing standing out, just regular banking. The service in comparable to services provided by a standard bank except there are a few pros and cons. Ie, efcu is part of a network of credit unions that share ATMs and have agreement with other ATM provider so it members don't have to pay to use the ATMs. Efcu also refunds ATM fees if you have to use an ATM that is not part of the network. They also give monetary credits for using their debit cards and ATMs. They will also negotiate on your behalf if you let them when buying a vehicle or a home. One negative which might be a non-factor for many is that since efcu is local and very small, making international transactions is a little complex."