Roundleaf San Jose

"I rarely write reviews, but I couldn't pass this opportunity up. After my divorce I was left with a large amount of credit card debt to pay off, part of which was the cost of my divorce. I was overwhelmed with trying to constantly move it around to new cards to keep the interest rates at 0% (or low), and I wasn't making any progress on paying it down. It felt like I was sinking into quicksand with no way out. Richard and his team at Roundleaf did a fantastic job of helping me handle the creditors, referring me for help for any legal issues that arose, helping me to negotiate down my debt, and helping me to dig my way out of this. Not only that, but Richard himself had a beautiful way of saying things that helped alleviate any shame I was feeling about being stuck in my situation, and was always great about reaching out to me personally if he sensed I was overwhelmed. Working with them was one of the best decisions I've ever made."

"A huge thank you to Richard and his team for helping me out. I had made financial mistakes while I was younger, and Richard was very direct/transparent while guiding me through making plans to iron everything out. It was nice to be able to work together to address my concerns, and I appreciate how open and flexible Roundleaf has been for me. There was a time period where I was very overwhelmed and confused in the process, and a tip I have would be to not hesitate in asking ask Roundleaf to slow things down and explain everything thoroughly. I had to educate myself on things I didn't know about, and it took a while to learn that that was okay. The Roundleaf team was always available to answer questions, and they were very good about following up/staying on top of processes. Looking forward to more growth, and I'm very glad to have Roundleaf's support along the way!"

"I had the “new year, new me” mindset, and was thinking about buying a home in the next few years. Although when I was younger, I wasn’t the best with managing my money and I didn’t understand credit too well. I found Roundleaf on Yelp and spoke with Richard in January. I was extremely uncomfortable even thinking about my credit history but Richard was super supportive, reassuring, and professional. He pulled my credit report and emailed it over to me so he could walk me through how to read it. I’m glad he did that because there were several things I never noticed! From there, he came up with a game plan for me and a timeline and what my credit score could end up being after he resolves my past mistakes. Within the next couple of months, I received notification on which accounts he was working on and the status. Within 2 months, my credit jumped +20 points, and within 3 months it went up +60 points total! I was in shock. I couldn’t believe how quickly years of stress melted away by Richard and his team in such a short amount of time. They are great with follow up, and are extremely kind! I am forever grateful to Roundleaf!"

"After my first consult with Richard, I was confident that working with Roundleaf was the right decision. He was crystal clear on the process and I put my trust in his system and thankful I did. Today I paid off my last credit card! Connor negotiated with my creditors like a champ as he would inform me throughout the entire process with the status of negotiations and when a creditor agreed on the settlement, he would email and text me right away with the good news. I'm thrilled to now begin the credit repair portion with Richard and his team and I highly recommend their services."

"Richard and his team are great! They have helped me tremendously with my credit repair journey. When I was younger I wasn’t very educated on credit and the importance of making payments on time. Now that I’m older, it has definitely affected me. I am still in the process of reaching my credit goal. I am looking into possibly buying a home with my boyfriend next year. Thanks to Roundleaf, I am now able to feel confident about my credit. I started with Roundleaf in September 2019 and fast forward to now my credit has gone up over 100 points. If you are trying to repair your credit, it’s absolutely possible! It takes time and dedication but it’s totally worth it."