New Chapter Law Group - Carlsbad/North County 5927 Balfour Court, Carlsbad, CA 92008

"I don’t even know where to begin but Nik and Kristin at New Chapter Law Group are a true power team. My husband and I had debt stemming back almost 8 years that we just couldn’t get out from under and once Covid hit plus rising costs in SoCal we just could not get ahead. We had avoided looking into bankruptcy because it’s just an unfamiliar/nerve racking thing to do. After reaching out to New Chapter and speaking with Nik we felt so at ease and reassured that we could file for bankruptcy and concerns we had prior to reaching out no longer had us holding back from filing. From start to finish they were so patient with the million emails/questions we had, walked us through every step as it was happening and never once made us feel like we had failed. They made an uncomfortable process as comfortable as it could be and that is what we appreciated most. Our only regret is that we didn’t reach out sooner. Nik and Kristin helped us get our fresh start so that we can live a happier and better life. To anyone considering bankruptcy I 100% recommend reaching out to New Chapter Law Group and I guarantee you will be so happy you did! Thank you again Nik and Kristin!"

"Filing for bankruptcy was never something that I thought I'd need to do in my life. I've always been known for being sensible, responsible, and hard-working (all of the things society tells you that people who file for bankruptcy are NOT). So I had to swallow a fair amount of pride when life happened and I got in over my head in debt. Kristin and Nik removed any shame I was carrying from the first meeting, and the entire process was SO much less painful and stressful than I was expecting it to be. Their demeanor is professional, yet laid-back, making you feel completely supported and at ease. With the fresh start they gave me, I'm already more financially stable than I was 6 months ago and have had the freedom to start building a profitable new business. I am beyond grateful and would recommend them to anyone in need of their services in a heartbeat."

"The New Chapter Law Group was absolutely wonderful to work with! I have to admit that I was terrified to even look into filing for bankruptcy. Nik and Kristin immediately put me at ease and answered all of my questions (and I had quite a few!). They very clearly laid out what had to be done at each step and were extremely friendly and knowledgeable. It turned out to be a very straight forward, simple experience. :) I completely trusted them to take care of everything that needed to be done on their end. I strongly recommend them to anyone who is considering filing for bankruptcy. They were fabulous!"

"After finding myself in the situation of needing to file bankruptcy, I wasn't sure where to begin. I found New Chapter Law Group through Google and Yelp. Based on the stellar reviews, I made an appointment with Nik and Kristin to discuss my options. I found Nik and Kristin to be very knowledgeable, organized, efficient, kind and easy going. They took the time to answer all of my questions and filled me in on the particulars of how a bankruptcy works. I felt completely at ease and confident in retaining them. They both made the process very clear and rather easy. My bankruptcy was recently discharged and I am grateful to have it behind me thanks to Nik and Kristin. I would not hesitate to recommend New Chapter Law Group to anyone and have already mentioned them to others seeking bankruptcy help. If you are in a situation where you need to file bankruptcy, New Chapter Law Group is definitely the way to go."

"This was such a giant step to take but knew that I needed peace of mind regarding my financial situation. I'm so glad that I picked up the phone and called New Chapter Law Group. Kristin made an instant appointment for the same day. Both Nik and Kristin made me feel comfortable and explained each step that would be taken--there was no pressure and gave me all the feelings of being professional, supportive and knowledgeable, which proved to be a major decision in my selecting New Chapter Law Group to represent me. The journey seemed burdensome but in retrospect, having Nik and Kristin there by my side from start to final discharge made me thankful that I made an excellent choice. I highly recommend them to anyone seeking bankruptcy representation,"