Golden State Financial Group

"What a great group of people! From Todd to Lorraine and Susie, I felt they really listened and were helpful at every step. They were so professional and I liked the personal touch from Todd, sharing his story. It made me feel like he really understood. I highly recommend this group of professionals as they understand the nuances of the financial picture. Never promised me anything they could not do and finally I feel that this is a company that did not take advantage of me."

"In early 2020 we had been exploring options for streamlining our finances, when my husband came across the loan modification services offered by Golden State Financial Group. By the time the COVID-19 pandemic went into full effect in the US, we figured we would have to wait to avail ourselves of the benefits of the program. However despite the added stress of the pandemic, Todd reached out to us to get the process started, and had his wonderful team of Lorraine & Suzie keep us focused on gathering and submitting the required documents. Within a 3-month period the effort paid off because we got the outcome we wanted ... thanks again! To anyone exploring this possibility, I would not hesitate to recommend Golden State Financial Group for their professionalism, efficiency, and friendliness in getting the job done."

"We worked with Todd and his team about two years ago when our ARM rate skyrocketed to more than triple, and our bank, whom we had worked with for 15 years with not one late payment, refused to work with us. The team was amazing and the whole experience was incredible. He didn't tell us to trust him, but because of how things were handled, we trusted his guidance and process implicitly! Today, I reached out to Todd to check whether we would be able to take advantage of the falling interest rates. Our call reminded me that I need to let others know that Todd and this team are the first phone call you should make when you need help or information on your home mortgage. Below is the final email I sent to Todd and his team. Dear Suzie, I just got off the phone with Todd. You guys are so amazing! I can't even write the words that express our gratitude for all you guys did to help us. Your follow through and professionalism in how you handled us was second to none. Suzie, I have worked with professionals in many different industries and they don't measure up to you and the service that you provided! I mean that sincerely. You are the gold standard at what you do. Thank you, Thank you, Thank you..."

"Todd and his team at Golden State Financial Group are excellent. I highly recommend their services. I was at my wits end, trying to make things work out. Todd & I talked and my life has changed. Thank you!! I am so very grateful! After years of asking our mortgage company for a modification know where with Chase, I received an email from Golden State Financial Group. Todd , Lorraine and Suzie his team were very easy to work with! They made the process painless. I saved $530 per month with my new rate and loan! We can’t say thank you enough!"

"After the last 10 years of asking our mortgage company for a modification, and being told there is no modification for conventional loans, I received an email from Golden State Financial Group. It peaked my interest to say the least! Todd and his team were very easy to work with. They made the process painless! My house payment is now $1068.00 less per month with new loan and new rate! We can't say thank you enough!"