Ziplend Inc,

1590 South Coast Highway, Laguna Beach, CA 92651

"Matt has the intuition to reach out by phone when extra support or explanation is needed. He is always available and always brings a solution to the problem. Very easy to work with and listens to concerns. I was told i could not refinance my loan by other lenders, Matt made it happen and with a selection of loan options. He talked me through what was best and was there for every step.of the process including calling at 8 pm to make sure the closing documents were signed. Thank you to Matt and his team for the hsrd work on my complicated loan. I will refer everyone I can."

"Matt and Jivien were very helpful and took the time to explain and answer any questions I had. They are professional in knowledge of mortgages/ I hope to use them again and recommend."

"The over all experience working with Matt, Ben,and the whole @ Asset mortgage team was great. The communication between everyone involved was great. They as a team moved fast and efficient. Ill definitely recommend using them for all mortgage needs!!! I'll be using them again in the near future. Richard Brinkley"

"The staff was excellent and very knowledgable about the entire process. Kris Kim worked with us to get us the best rate and did so. I was really impressed by the communication and how the team was "on the ball" with every single detail. I would recommend Assent Mtg to anyone. They will make you feel comfortable and keep you informed."

"I refinanced my home with Assent. Assent was able to save me over 20 years of mortgage payments with this new loan. Matt was honest and straightforward. He let me know right away the service that they can provide and the things I needed to do to get the process going. I also appreciated Aaron and Nicole for reaching out not just through email, but also text to fill me in on the process so that I knew what was going on. Great service, easy process, open communication, very straightforward. Thanks you Matt, Aaron and Nicole."