OneMain Financial
5111 Ming Avenue, Bakersfield, California, United States
About the OneMain Financial
OneMain Financial is a finance institution located at 5111 Ming Avenue in Bakersfield, California. With a strong presence in the United States, OneMain Financial offers a variety of financial services including personal loans, debt consolidation, and credit insurance. Their knowledgeable staff is dedicated to helping customers achieve their financial goals and navigate through the complexities of personal finance. Whether you are looking to consolidate debt or fund a major purchase, OneMain Financial is committed to providing personalized solutions tailored to your specific needs. Visit their Bakersfield location today to learn more about how OneMain Financial can help you achieve financial success.
Photos of OneMain Financial
5111 Ming Ave, Bakersfield, CA 93309, United States
Opening hours of OneMain Financial
Monday:
08:30 - 17:30
Tuesday:
09:00 - 17:30
Wednesday:
08:30 - 17:30
Thursday:
09:00 - 17:30
Friday:
08:30 - 17:30
Saturday:
Day off
Sunday:
Day off
Reviews of OneMain Financial
"First off .. the loan process is pretty fast. Depends on who helps you tho.. my last loan process was a complete wast of my time. Once I was there I was told I needed additional info to proceed. I had to reschedule for the next day. So pretty much drove out there for nothing. PAYYY ATTENTION!!! To your automatic with drawls!!! If you get paid bi weekly , there are months that they charge 3 times and still charge interests when in reality that 3rd charge should all go to principle!! They schedule you for 2 charges a month bi weekly and that extra charge goes in and they do nothing to tell you about it. So I’d suggest you call them and have them cancel the payment and have them recharge it all to principle ! Any way they’ve helped me out a lot . Other than that I’d recommend this place to anyone who needs credit cards payed and have extra money."
"Edited: If you’re in a bind and needing a quick/easy way out then OneMain will be your ticket. BUT, you will be paying for EVER! They will help you in a bind and defer a payment or 1/2 a payment but tack that interest on heavy at the end. They will seem great for a while but then you will realize you are so far UPSIDE DOWN in your loan. Over 8yrs later and I am nowhere closer! And my finances changed therefore I requested to change my due date from the 1st to the 15th and they denied it because in 2016 I had already requested a due date change. Really, 7yrs ago. Shame on them! They literally told me there’s nothing they can do for me and when I told them I’m going to keep being late because I have no options they said I’m going to keep getting late charges. Wow! I lost all respect I had for this company and the people I dealt with in their office!"
"It took over 9 days to get the loan. I couldn't get the agent assigned to my account to return my calls or e-mails. I would try to ask her questions about the loan and how it works because it was my first time doing this type of loan but she would cut me off mid sentience and give me short, vague answers which kept me totally clueless about the whole process. I took a total of 3 days off trying to make myself available for her, she'd say she would come take photos of the car and then I wouldn't hear from her for a few day's. I wanted to go down to the office and demand that she communicate with me and keep her commitments to me but my husband asked me to wait because he feared that she would deny my loan if i made her angry. I was about to call the manager when she finally called and apologized. Right before the loan was finalized she started talking about EXTRA insurance for my home and medical bills and the way she worded it, i felt i had to choose to take it in order to get the loan. It wasn't untill after i had signed my agreement that I saw a sign on the wall saying it wasn't necessary. That made me even more upset, because who REALLY goes into an establishment and starts reading all the signs posted. She could have verbally TOLD me when she was giving me the "sales push" for that insurance that i didn't have to ACCEPT it in order to get the loan. I found the experience unnecessarily stressful and I believe that if I had a diffrent agent I would have had a better experience. I don't blame the lender for my experience, my credit is poor. However, if you get the agent i was assigned to be stronger than i was, don't let her gloss over your questions. Be firm! If she won't return your calls ask for a different agent. Good luck."
"Terrible. Have had only bad experiences for all the time of the loan. If I could pay it all and be done with this company I would do it in second. They are rude. They harass. And I understand I have been late on payments but I was very clear to them that I would pay the late fee and be up to date and even gave them a payment date to take out the money, they continued to harass me at my place of work. Until I told them if you continue to call me at work I will lose my job and it will be way harder to pay back. I refuse to call, or even go in to thier office."
"The ladies here are really nice really professional but Eddie i think his name is really rude and has mood swings. The one thing that did it for me was the fact that to make a payment they have you on hold for a very long time and that if you have a question they really don't give you an answer they just dismiss you. As soon as i finish paying off my loan i will never return here again."
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