Rob Spinosa at US Bank (NMLS #22343)

"I had the pleasure of working with Rob as a first-time buyer and couldn't recommend working with him more! He and his team at Guaranteed Rate blew me away with how quick, organized and supportive they were. Rob took the extra time to educate me on each step of the process, showed patience for all of my questions and always felt he had my best interest at heart. His team was very communicative every step of the way and removed obstacles quickly to streamline the process. I would absolutely work with them again! Thank you Rob + team!"

"Rob and his team are exceptional. From our first interaction with Rob until our loan was funded, his communication was clear, direct, and remarkably responsive. Our questions were rapidly answered, usually within minutes, and in the very unusual circumstance when someone dropped the ball, Rob was able to resolve the issue, again within a very short period of time. Most importantly, I felt that Guaranteed Rate had our best interests in mind and made me feel as though my business was their top priority. I give Rob and his team my highest recommendation, and believe, without reservation, that selecting Guaranteed Rate will result in a positive experience for you. Rick van Adelsberg, Novato, CA"

"Rob is the ultimate professional and it has been a pleasure to work with him on several occasions - from a home purchase financing several years ago to a recent refinance. We couldn't have asked for a better experience from him and his team. From finding the best rates, to excellent communication and always being available to answer questions and guide us seamlessly through the process. We have been repeat clients for a reason and would not hesitate to call on Rob again should the need arise!"

"Our experience with Rob was extremely positive. He exceeded our expectations in every way. As first time home buyers, there was a lot to understand and navigate. He educated us on the loan options and solutions available to us. He is honest, objective and clearly explains things in a manner that is easy to understand. In terms of service, Rob is prompt and very responsive. Any time we had questions, he was quick and thorough in answering them over email or with a phone call. Time after time, he went out of his way to make himself available; even on weekends and holidays. In the end, we did not end up using Rob's services due to special financing available through our employer. However, we think so highly of Rob that we wanted to write a review to recommend his services to others."

"We had a very time-sensitive refinance need on a rural property that had potential issues, but we had worked with Rob in the past, and he delivered excellent service once again. Not only did we get an excellent rate, but we had a very smooth process. He and his team provided top-notch service and communication. We've told friends and family about his great work and how he and his team work to make things happen. When/if we have a need for a new mortgage, we'll be certain to work with Rob Spinosa and his team again. We highly recommend him as a professional who knows lending ins and outs. We're deeply satisfied with his assistance in our loan process."