Prosper
221 Main Street, San Francisco, California, United States
About the Prosper
Prosper is a finance institution located at 221 Main Street, San Francisco, California, United States. We offer smart, simple tools for borrowing, saving, and earning. Our range of financial solutions includes credit cards, personal loans, HELOCs and HELoans, investing opportunities, and educational content focused on financial knowledge. Our goal is to support you in consolidating debt, financing home improvements, covering healthcare costs, and enhancing your financial well-being.
Founded in 2005, Prosper was the first peer-to-peer lending marketplace in the United States. With over $27 billion in loans facilitated to over 1.7 million people, we provide simple, fast, fair, and personalized financial tools and resources to support people's lives. Prosper prioritizes security, using significant safeguards to protect personal information.
Prosper has an A rating from the Better Business Bureau and serves on the Board of Directors for the American Fintech Council. We offer resources to help individuals improve their financial health, whether they are just starting out or looking for new investment opportunities. Our services include the Prosper® Card, personal loans, home equity lines of credit, and investment in personal loans.
Your security is our highest priority, and we use 256-bit encryption to keep your information safe. Prosper is committed to complying with federal laws regarding the verification of account holders' identities. Eligibility for loans and HELOCs is dependent on the information provided in the application.
Our Historical Return calculation provides insight into the performance of loans originated through Prosper. Please note that past performance is not indicative of future results. The Prosper Credit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard® International.
Prosper Marketplace, Inc. NMLS#111473 is located at 221 Main Street, Suite 300 in San Francisco, CA. If you have an offer code, you're in the right place to get started with Prosper. Trust us to help you make informed financial decisions and improve your financial well-being. Contact us at [email protected] with any questions or visit our Prospectus page for more information.
Photos of Prosper
221 Main St #300, San Francisco, CA 94105, United States
Opening hours of Prosper
Monday:
05:00 - 18:00
Tuesday:
05:00 - 18:00
Wednesday:
05:00 - 18:00
Thursday:
05:00 - 18:00
Friday:
05:00 - 18:00
Saturday:
05:00 - 18:00
Sunday:
Closed
Reviews of Prosper
"Received a email saying I got denied but I never applied or heard of this company I checked everything it doesn’t show nothing on my reports and if it does they gonna hear from my attorney. This is fraud do not call or give information"
"I just received a letter stating prosper had received my confidential credit report fraudulently. OK. I'd never heard of them and certainly wouldn't apply for a loan from a company I'd never heard of, so beware, this is quite possibly the biggest scam for hard cases who need cash and think this company will (or can) deliver. AVOID."
"Terrible service. First it says I'm approved with ok terms and submitted then got notice I was suspended for 60 days with no explanation. Then after calling several times finally got someone to tell me how to see why suspended and got a hard credit check that was supposed to be soft. Appears the computer automatically suspended because says the bank account that is over 30yrs old was to new. A nd no one in application department can do anything. Need to resubmit after 60 days. Total scam and no help to straighten out."
"Prosper sent me a pre-approval, stating I could use the funds to consolidate debt. I looked into it and the amount of there offer was much lower than I applied for plus the interst rate was criminal. I declined the offer. However, some things occurred in family and life that had me reconsider. After giving them all of my personal information including access to my bank account, I get a notice stating that they won't be sending me the money afterall. They are the worst."
"This company is a scam. Avoid them at all costs. They approved me for a loan and then revoked it because their verification department got hung up on 2 hours of overtime on a paystub. Shocking how unprofessional they were. They work with predatory loan consultants would charge 10.5% in fees on the loans they offer....along with a 25% APR. They will waste your time. You will regret ever engaging with them. Major thumbs down."
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