Home Insurance Alternatives
2095 Exeter Road, Germantown, Tennessee, United States
About the Home Insurance Alternatives
Home Insurance Alternatives is an insurance agency located at 2095 Exeter Road in Germantown, Tennessee, United States. They specialize in providing options for homeowners who are considered high risk and may have trouble finding coverage with traditional insurance companies. Reasons for being labeled high risk include the condition and age of the home, claims history, living in a flood plain or earthquake fault, or residing in an area prone to catastrophic losses or high crime.
If you have been dropped by your insurance company, you are entitled to a CLUE report which details your insurance claims history. Home Insurance Alternatives can help you find an affordable homeowners policy even if you are considered high risk. If you still cannot qualify for coverage, they can assist you in obtaining a FAIR Plan policy, which is available in certain states for high risk individuals.
There are ways to potentially lower your premium, such as adding a home security system or raising your deductible. It is important to have insurance to protect your home, as the cost of coverage is far less than the potential repair and loss of your home and belongings. Let Home Insurance Alternatives help you find the right coverage for your high risk situation.
Photos of Home Insurance Alternatives
2095 Exeter Rd # 80, Germantown, TN 38138, United States
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