Student Medicover

"It's a good insurance that allowed me to waive my UCLA healthcare plan, saving me $4k a year. Although it might be somehow less convenient than UC SHIP (I recall the Ashe Center told me I had to go to the school hospital for certain services), the overall experience is very good. Whenever I encounter an issue, SM responds promptly and professionally. And the waiving process is straight forward."

"I have used sm for my first semester in UNC and it is so convenient and easy to use! I would definitely recommend it for university students."

"Don't buy this insurance! I had a terrible experience with this insurance. Their customer service was unhelpful when I needed assistance with a claim. I also found that their coverage was inadequate and did not fully protect me when I needed it most. Despite paying high premiums, I was left with significant out-of-pocket expenses!!! They advertise to international students through student unions, but their insurance coverage and service are far from adequate."

"I have been using Student Medicover insurance for four years, and the price of the insurance is very good compared to the price of the insurance provided by the school, and the service is very good; there is a professional after-sales manager to assist customers in submitting claims. For example, recently, because of the need for braces, the consultation manager provided several options of insurance for the customer to choose from so as to choose the most suitable insurance for the customer's needs. Like, recently, because of the need for braces, the consultation manager provided multiple options for the client to choose from so that the client could choose the most suitable insurance."

"I am a Cal student. Student medicover offers very great deals of insurance compared to SHIP which is offered by the university. Also, the customer service is pretty good. I can always get timely replies from the assistant when having some issues."