ALM Financial Services 1414 South Friendswood Drive, Friendswood, TX 77546

"Andrew has handled my investments for the past 4 years. When my husband passed away, I needed someone to look after investing the money that I received. When I met Andrew, I knew right away that he was someone I could trust and who would take the time to fully explain all of the details of the investments. I have never had a worry about my choice of ALM or my investments. Recently, I needed help with resolving the taxes for my dad's estate and Andrew has handled it very well. I am very pleased with my selection of ALM for both my investments and taxes issues."

"I own my business and Andrew has been doing my taxes for 8 years and payroll for my company for the last 3 years and I am very satisfied with the work he's done. He's set up my families IRA's and my little girls college fund too. Andrew is very friendly and listens to what you have to say and takes time to tell you the options for your situations. His assistant Nancy is always on top of everything and keeps you up to date when things need to be done. I wouldn't hesitate to recommend them to anyone I know."

"As my husband and I started our new life in Houston, we needed to reevaluate and update our financial needs and planning. Our first meeting with Andrew was informative, pleasant, professional, efficient and encouraging. Andrew is very knowledgeable across multiple financial arenas and we now utilize his skills for many of our financial planning needs. Additionally, we sought Andrew's tax service this year which was the most timely tax preparation we've ever received. We highly recommend Andrew and ALM Financial Services."

"Andrew has prepared our taxes for 4 years now and has done everything right. He has great sense for ttimeliness, expert advice, amazing customer service and has shown a great deal of professionalism. Andrew has taken time to really get to know my husband and I over the years and it's a huge relief knowing someone who TRULY cares about you is handling such delicate pwrsonal matters for you. We have recommended him to a few folks now that plan to use his services and I now HIGHLY recommend him to anyone local. You will be pleased!!!!"

"My company has used ALM for all bookkeeping, payroll, tax, and other financial assistance for the past 4 years. During that time Andrew has demonstrated complete professionalism and sound advice. He's always been timely and precise in accomplishing all of our financial goals and outcomes. Our company is growing and in excellent standing with the IRS and other state/federal government agencies as a result of Andrew and his staff's competence in Financial Services. We are greatly appreciative for their sound advice and expertise Financial & Tax Services."