The Phenix Group

"I came across Joe Camacho while he was assisting someone else and he seemed like he knew what he was talking about so I asked him for some help. He was very knowledgeable, was able to answer all my questions because I did not understand the legalese being used, and he was very professional. He not only helped me initially but after some time passed when I had more questions and needed more help, he helped me again. He was very understanding and compassionate, and I appreciate that about him."

"I would give 10 stars if I could. Will Smith and The Phenix Group are top notch. I truly believe Will works 24 hours a day because his response time is within 1-2 minutes :). I can't thank them enough for all the hard work and dedication to helping me correct my credit situation (total score improvements 166 points) - Amazing. Thanks Will!!"

"Tom with the Phoenix Group took my score from the low 600s to 800 in 5 months! Not only is my score ready for the best mortgage rates, but I was also able to get approved for the Southwest Airlines Credit Card, which was equally a goal of mine! There was a little work needed from my end at the beginning but after that, it was really he and his team working behind the scenes to get my scores to where they needed to be, so I really valued that it was not time consuming for me. I would highly recommend, thanks for all your help, Tom!"

"My wife and I started our journey of becoming homeowners about a year ago but we got our loan denying as we did not qualify. We needed to fix our credit so we began working with Thomas Torello at the Phenix Group. We had several "to the point" conversations where Tom communicated clearly to us the plan of action we would take. We followed the plan to the best of our ability and a year later we managed to not only get approved which was a huge step given where we had come from, but we got approved for more than we thought we would and also we were able to lock a good rate in this market. I wanted to leave this review because this was real process, my wife and I are real people, who are real customers. We now have a home that we love and are excited to continue our lives in. So thanks to Tom and his team for handling all the work for us and helping us along in our journey. Staying in touch is the key! If you are in the same situation as us then definitely work with Tom and his team!"

"The Phenix group has provided outstanding information and guidance for my family and myself. Not only did they help we get my credit rating in the high 700's that allowed me to purchase my dream vehicle with no money down and .9% rate."