Josh Hanly, NMLS #390434; Sr. Mortgage Mortgage Consultant @ First United Bank 12117 Bee Cave Road, Austin, TX 78738

"Josh was an amazing lender to work with during our first home purchase! We worked closely with Josh from initial pre-approval, running net sheets on multiple properties at various price points, to ultimately closing on our loan 1 week earlier than the originally planned closing date! Josh took the time every little question I had throughout the process and proved to be instrumental in us closing on time with no hiccups. Josh was able to get us reduced fees, match competitive market rates, monitor the mortgage market and offer advice on locking a rate versus floating, and offer favorable refinance terms! His knowledge of the industry is incredible and I highly recommend working with him!"

"There'a reason for all the 5 star reviews here. Highly recommend Josh for your mortgage needs. Be it matching rates, giving incentives, answering questions - he is excellent. I noticed not everyone had a 5 star positive experience with guaranteed rate in general, but my experience with guaranteed rate throughout my closing process has been nothing short of great. 5/5 would do business with them again."

"I had the pleasure of working with Josh, and the experience was straightforward and effective. 1. Expert Guidance: Josh's knowledge of mortgages impressed me. He didn't overload me with jargon; instead, he gave me practical explanations and options. His insights into market trends helped me make informed decisions that aligned with my financial goals. 2. Streamlined Process: The mortgage process can be overwhelming, but Josh made it feel like a breeze. He managed the paperwork, kept me informed at every step, and maintained an efficient timeline. I appreciated his responsiveness and clear communication. 3. Personalized Experience: What stood out was Josh's personal approach. He took the time to understand my needs and tailored solutions accordingly. It wasn't a one-size-fits-all approach; he genuinely cared about finding the right fit for me."

"My wife and I recently retired from the East Coast to the Austin Texas area, we sold our home of twenty-eight years and were not really in the market for another home just yet. But, my experience with "Guaranteed Rate" was excellent from my first interaction with Josh. The depth of knowledge I experienced was so impressive. It changed our minds to begin to explore home ownership again. Since we had a lot more experience with this process this time, we gave Josh and his team pretty high demands (interest rates, buy-down rates, and a final monthly number cap). I can testify today that Josh and the team at "Guaranteed Rate" met and surpassed every one of our demands. If there are any negative comments to be made about "Guaranteed Rate" if they are detailed to a fault, no "I" is not dotted nor "T" not crossed. Our process took about four to six weeks from our initial conversation to the closing date. I highly recommend to anyone to let "Guaranteed Rate" be your mortgage broker today. Pastor Owen Williams Elder Debora Williams"

"Josh is awesome. He helped me close my first house. The best ability is availability, and that he is! He helped ease my concerns about buying my first house, and made sure I understood every aspect of my loan. Highly recommend Josh and his team if you’re looking for ease of mind with your purchase!"